Gulf Coast Ret Homes under $750,000

Gulf Coast Ret Homes under $750,000

Welcome to Gulf Coast Retreat, a hidden gem nestled in the heart of Spring Hill, Florida, within the picturesque Hernando County. This enchanting subdivision offers a serene lifestyle, combining the charm of coastal living with the convenience of nearby urban amenities. With homes priced under $750,000, Gulf Coast Retreat is the perfect destination for families, retirees, and anyone seeking a vibrant community at an affordable price.

Gulf Coast Retreat boasts a variety of beautifully designed homes, each uniquely crafted to suit your lifestyle needs. From spacious single-family residences to cozy bungalows, there's something for everyone in this welcoming neighborhood. Many of the homes feature modern finishes, open floor plans, and lush landscaping, creating an inviting atmosphere that feels like home from the moment you arrive.

One of the standout features of Gulf Coast Retreat is its proximity to stunning Florida beaches, where you can spend your days basking in the sun or exploring the vibrant local culture. The community is also conveniently located near shopping centers, dining options, and recreational parks, ensuring that all your daily needs are just a stone's throw away.

In addition to the beautiful homes and prime location, Gulf Coast Retreat fosters a strong sense of community. Neighbors often come together for social events, creating lasting friendships and a warm, welcoming environment. Whether you’re looking to retire in peace or raise a family in a supportive community, Gulf Coast Retreat is the ideal place to call home. Discover your dream home today and experience the charm of Florida living at its finest!

Newest Gulf Coast Ret Homes under $750,000

4317 Biscayne Drive, Hernando Beach
$478,000
3 Beds ⋅ 3 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
VA ASSUMABLE MORTGAGE 3.5% ! Welcome to 4317 Biscayne Drive, a completely remodeled 1,680-square-foot, 3-bedroom, 3-bathroom property where true waterfront living meets flexibility, thoughtful upgrades and one of Hernando Beach’s most distinctive boating setups. Located on the Catalina Canal with direct access to the Gulf of Mexico, this west-facing block home offers the opportunity to enjoy boating, fishing, kayaking and unforgettable Florida sunsets right from your own backyard. The centerpiece of the property is its exceptionally rare, fully functioning enclosed boathouse—reported to be the only functioning boathouse of its kind remaining in Hernando Beach. Designed to accommodate two pontoon boats, it features two boat lifts: one rated for up to approximately 5,000 pounds and a second rated for up to approximately 2,500 pounds. A Jet Ski floating dock is conveniently located inside the boathouse, while an additional floating dock provides even more space for launching, tying up or enjoying the waterfront. The outdoor space was created for enjoying the Florida lifestyle. The fully fenced yard includes low-maintenance vinyl fencing, a separate fenced side-yard area and enough space to accommodate a boat trailer or additional recreational equipment. A private entrance leads directly toward the boathouse and attached guest quarters, offering convenience and privacy. Full-width pavers extend across the front of the property from property line to property line, creating an impressive amount of off-street parking for residents, guests, boats and trailers. Along the waterfront, a charming private beach-style area with a firepit creates the perfect setting for evenings beside the canal. A spacious approximately 10-by-20-foot gazebo provides a shaded location for outdoor dining, entertaining or relaxing after a day on the water. An approximately 110-square-foot wooden storage shed supplies additional room for boating equipment, fishing gear, tools and outdoor necessities. Inside, the home has been cosmetically remodeled while preserving its classic Florida character, including terrazzo flooring throughout. The updated kitchen features newer appliances approximately two years old, soft-close cabinetry and drawers, a garbage disposal and a recently replaced under-sink water-filtration system. Smart-home technology allows the living-room and kitchen lighting to be controlled through an app, adding everyday convenience. The separate mother-in-law suite or studio-style guest quarters expands the property’s possibilities. Complete with a private entrance and dedicated mini-split air-conditioning system, the space is ideal for extended-stay guests, a home office, hobby room or additional private living area. Important improvements have already been addressed. The flat-roof was replaced in 2022 with an industrial-strength roofing system represented as having a 20-year service life. The main roof is represented as having approximately seven years of remaining useful life. The home is equipped with storm-rated windows, upgraded electrical components and an exterior meter box brought up to current code. The electrical system has been inspected, with no aluminum or cloth-covered wiring reported. The plumbing has also been inspected, and the sewer lines have been professionally drained and serviced. VA ASSUMABLE MORTGAGE 3.5%

4317 Biscayne Drive, Hernando Beach
4514 Neptune Drive, Hernando Beach
$599,000
3 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Experience the HERNANDO BEACH WATERFRONT LIFESTYLE in this DIRECT GULF ACCESS home situated on an OVERSIZED CUL-DE-SAC LOT with approximately 120 FEET OF CONCRETE SEAWALL and a FLOATING DOCK. Located just off the MAIN HERNANDO BEACH CHANNEL, this waterfront property offers easy access to the Gulf for boating, fishing, kayaking, paddleboarding, scalloping and sunset cruises. The second level offers 1,389 SF OF LIVING AREA with a desirable SPLIT-BEDROOM FLOOR PLAN featuring 2 bedrooms, 2 bathrooms and an expansive 376 SF SCREENED WATERFRONT PORCH. The ground level includes a 2-CAR GARAGE plus approximately 604 SF OF AIR-CONDITIONED FLEX SPACE currently utilized as a bedroom and game/entertainment room, providing additional space for a home office, gym, hobby room, recreation area or storage. A covered entry welcomes you into a soaring foyer and bright, open main living area featuring VAULTED CEILINGS, wood-look laminate flooring and an abundance of natural light. Four-panel POCKET SLIDING GLASS DOORS open the living area to the SCREENED UPPER-LEVEL PORCH, creating seamless indoor/outdoor living with beautiful WATER VIEWS. The family and dining areas flow into the beautifully UPDATED KITCHEN (2022), featuring QUARTZ COUNTERTOPS, custom blue cabinetry with accent glass doors, QUARTZ BACKSPLASH, under-cabinet lighting, STAINLESS STEEL APPLIANCES and porcelain wood-look tile flooring. A charming breakfast nook surrounded by BAY WINDOWS features custom lighting and plant shelves, while a pantry closet provides additional storage. The spacious PRIMARY SUITE features a vaulted ceiling, WALK-IN CLOSET and French doors with built-in blinds opening directly to the screened waterfront porch. The primary bathroom offers a FLOOR-TO-CEILING TILED WALK-IN SHOWER, jetted garden/Jacuzzi tub and granite-topped vanity. The second bedroom also enjoys a WATER VIEW, while the guest bathroom features a Corian countertop vanity and custom FLOOR-TO-CEILING TILED SHOWER. For added convenience, the LAUNDRY ROOM IS LOCATED ON THE UPPER LEVEL. Step outside to enjoy the FLORIDA WATERFRONT LIFESTYLE with a spacious backyard, covered and screened outdoor living areas, approximately 120 FEET OF CONCRETE SEAWALL and a FLOATING DOCK. With the MAIN HERNANDO BEACH CHANNEL just moments away, you can be on your boat and headed toward the Gulf in no time. Additional features include a 2-CAR GARAGE, 30-AMP RV PLUG in the garage, newer front storm doors and a WATER SOFTENER SYSTEM installed in 2019. CURRENT TRANSFERABLE FLOOD INSURANCE IS APPROXIMATELY 1,486 dollars PER YEAR, representing 4,771 dollars IN ANNUAL SAVINGS compared with the quoted cost of a new FEMA flood policy. The home also benefits from multiple WIND MITIGATION DISCOUNTS, with the seller's homeowners insurance premium reported at LESS THAN 3,000 dollars PER YEAR. Located in the vibrant Hernando Beach Waterfront Community surrounded entirely by the Weeki Wachee Preserve and the GULF, residents enjoy hiking, boating, kayaking, paddleboarding, and fishing. Just minutes from Weeki Wachee Springs State Park, plus nearby shopping, dining, and medical facilities. The area is GOLF CART FRIENDLY, allows SHORT-TERM RENTALS, and has NO HOA, CDD or DEED RESTRICTIONS, making it ideal for full-time living, a vacation home, or a high-performing investment property. With convenient access to the Suncoast Parkway, commuting to Tampa, Brooksville, and surrounding areas is easy.

4514 Neptune Drive, Hernando Beach
4496 Bimini Drive, Hernando Beach
$385,000
2 Beds ⋅ 1 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
DIRECT WATERFRONT ACCESS TO THE GULF OF MEXICO! This beautifully renovated block home is perfectly positioned just off the main channel (Tarpon Channel), offering DEEP WATER ACCESS—bring your boat and enjoy easy access to the Gulf! Whether you're looking for the perfect vacation rental, a weekend getaway, or a full-time PLACE TO CALL HOME, this coastal gem delivers the Florida lifestyle you've been dreaming of. This charming 2-bedroom, 1-bath home features a spacious living room and dining area, plus a comfortable family room with beautiful water views. The updated kitchen offers granite countertops, wood cabinetry, dishwasher, range, and refrigerator—all ready for you to enjoy. New mini-split A/C systems add comfort, while the screened-in lanai provides the perfect spot to relax and take in the view. A 1-car garage, carport, utility room with washer and dryer, and new vinyl privacy fencing add convenience and functionality. Step outside and discover your own waterfront playground! The property features a SEAWALL, FLOATING DOCK, FISH-CLEANING STATION, KAYAK RACK, STORAGE SHED, FIRE PIT, and a good-size yard with plenty of room to enjoy the outdoors. Start your morning with coffee overlooking the water or unwind in the evening with your favorite sunset drink. Watch fishing boats head out for the day's adventure and keep your eyes open for the incredible wildlife that makes this waterfront location so special. DOLPHINS, MANATEES, STINGRAYS, amazing birdlife, and so much more can become part of your everyday scenery! Located in a beautiful coastal community surrounded by restaurants, marinas, shops, parks, and nature preserves, you'll have plenty to explore right outside your door. This is a GOLF CART COMMUNITY, so bring your cart and cruise around while making memories along the way. And when you're ready for another adventure, the famous WEEKI WACHEE RIVER, MERMAID PARK & BUCCANEER BAY are just down the road! Whether you're boating, fishing, kayaking, relaxing by the water, watching wildlife, or simply enjoying the laid-back coastal lifestyle, this property offers an incredible opportunity to live where every day feels like a vacation. COME EXPERIENCE THE WATERFRONT LIFESTYLE—YOUR GULF COAST GETAWAY IS WAITING!

4496 Bimini Drive, Hernando Beach
4035 Eagle Nest Drive, Hernando Beach
$529,900
3 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
** MORE SPACE, MORE PRIVACY & AN ADDITIONAL LOT INCLUDED WITH THIS GREAT PRICE IMPROVEMENT! EASY ACCESS TO TOUR NEXT WEEKEND WITH OPEN HOUSE SAT & SUN 12-4PM, DON'T MISS THIS GREAT OPPORTUNITY ** Welcome to 4035 Eagle Nest Drive in Hernando Beach. This coastal-style home is being sold **with the adjoining Lot 23—the separate parcel immediately to the right of the home**—giving the new owner additional land, outdoor space, and flexibility that sets this property apart. The stilt-style 3-bedroom, 2-bath home offers 1,064 square feet of heated living space upstairs, plus a versatile lower-level bungalow-style area featuring a spacious family room, sink, and additional bedroom/flex space. Whether you’re looking for room for guests, a home office, hobby space, or simply extra room to spread out, this property offers options both inside and out. Upstairs, enjoy an open living and dining area with high and vaulted ceilings, stone countertops, laminate flooring, ceiling fans, and plenty of natural light. The kitchen features stainless steel appliances, a cooktop, built-in oven, microwave, dishwasher, refrigerator, pantry, backsplash, and island. Step outside and enjoy the Florida lifestyle with a deck, balcony, screened porch, extended patio, fire pit, fenced outdoor space, rain gutters, and rain barrels/cisterns. **With Lot 23 included, the property extends beyond the homesite onto the additional parcel to the right**, creating extra breathing room and added privacy. Seller-noted improvements include updated kitchen and living/dining lighting and ceiling fans, an extended patio, gutters, fencing, exterior painting, updated upper-level steps, and a high-wind front door. Covered carport parking, public water and sewer, central air and heat, and **NO HOA** add everyday convenience. Enjoy sunsets, coastal scenery, and easy access to the Hernando Beach and Weeki Wachee Springs lifestyle—all from a property offering something increasingly hard to find: **a home with an additional adjoining lot included in the sale.**

4035 Eagle Nest Drive, Hernando Beach
4100 Flamingo Boulevard, Hernando Beach
$546,000
5 Beds ⋅ 3 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Virtually Staged. 4100 Flamingo Blvd is a three-story Hernando Beach home with a functional layout and modern finishes throughout. The kitchen features stainless steel appliances, creating an efficient and well-equipped cooking space. A fireplace anchors the main living area, adding warmth and ambiance to the central gathering space. A deck and patio extend the living space outdoors, overlooking an in-ground pool that creates an expansive area for relaxation and entertaining. A one-car garage completes this well-maintained residence with practical amenities and comfortable living spaces throughout every room. Included 100-Day Home Warranty with buyer activation

4100 Flamingo Boulevard, Hernando Beach
4464 Jacona Drive, Hernando Beach
$649,900
3 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Experience waterfront living at its finest in Hernando Beach! This beautifully updated canal-front home offers the perfect blend of modern design and coastal charm with wide water views and direct access to the Gulf. The open-concept floor plan features vaulted ceilings, abundant natural light, and a striking fireplace that serves as the centerpiece of the living area. The remodeled kitchen showcases shaker-style cabinetry, quartz countertops, stainless steel appliances, a farmhouse sink, and a designer tile backsplash. The spacious primary suite offers private access to the waterfront balcony along with a beautifully renovated en-suite bath featuring dual vanities and a tiled walk-in shower. Guest accommodations are equally impressive with updated bathrooms and stylish finishes throughout. Step outside to the expansive screened waterfront porch where you can enjoy morning coffee, evening sunsets, and relaxing canal views year-round. A spiral staircase leads to the lower level screen porch, covered BBQ area, covered parking and backyard firepit, creating seamless access to the waterfront. Whether you're searching for a full-time residence, vacation retreat, or investment opportunity, this property delivers the Florida boating lifestyle you've been dreaming of. Located on a deep-water canal with a seawall and room for your boat, you'll enjoy easy access to the Gulf of Mexico, waterfront dining, fishing, and endless days on the water

4464 Jacona Drive, Hernando Beach
3532 Eagle Nest Drive, Hernando Beach
$649,900
2 Beds ⋅ 3 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
PRIVATE WATERFRONT SETTING, SUNSET VIEWS, QUICK DIRECT GULF ACCESS & APPROXIMATELY 160 FT. OF WATER FRONTAGE! Welcome to 3532 Eagle Nest Dr. in Hernando Beach, a Light & Bright Elevated Coastal Home tucked away in a Private Waterfront Location with Water Views from the Front, Back & Side. Set on an impressive 9,376 sq. ft. lot along Grouper Canal, this property offers a rare waterfront layout with canal frontage behind the home plus a side inlet, creating approximately 160 ft. of waterfront, added privacy, beautiful views & incredible boating flexibility. Adding even more value for buyers, a Primary Residence Homeowners & Wind Insurance Quote is available for 3,583.00 per year & a Primary Residence Flood Insurance Quote is available for 2,625.05 per year. A recent 4-Point Inspection & Wind Mitigation Inspection have also been completed, with both reports available for buyers, providing valuable insurance information upfront. The side inlet features Davits & a BOAT RAMP, while the backyard feels like a peaceful park with an extended concrete cap, kneewall & plenty of space to relax, entertain or simply enjoy the coastal setting. From inside the home, the owner loves that you can see water from so many windows, and the outdoor living spaces are perfect for taking in the sunsets, watching dolphins & manatees known to play in the canal, or enjoying the incredible wildlife that makes this setting so special - from osprey, eagles & owls to hummingbirds and other coastal birds. The owner also loves how friendly the area is, adding to the relaxed, welcoming feel of Hernando Beach living. Boaters will love the quick ride to the Open Gulf with no fixed bridges, no lifts & no long canal ride. This 2 Bedroom, 2 Bath, 2-Car Garage Stilt Home offers an Open Floor Plan with two sets of Sliding Glass Doors that fill the home with natural light. The Horseshoe Kitchen has beautiful water views from the window, a functional layout, generous workspace & approximately 5-year-old appliances that stay with the home. The split-bedroom layout gives both bedrooms excellent privacy from each other. The spacious Primary Suite is approximately 20 x 23 with room for a sitting area, a Private Balcony, Walk-In Closet, Walk-In Shower & its own private stairs leading down to the lower level. Downstairs, you will find a HUGE Man Cave & Flexible Use Area featuring a 2-Car Garage plus a Golf Cart Garage & additional space for a workshop, play room, hobby area, storage, fishing gear, kayaks, paddleboards or all the extras that come with waterfront living. Additional features include a 2017 METAL ROOF, 2015 WATER HEATER, side wraparound upper deck & one of the most unique waterfront settings in Hernando Beach. A wonderful opportunity to enjoy privacy, water views, sunsets, wildlife, quick direct Gulf access & the relaxed coastal lifestyle Hernando Beach is known for.

3532 Eagle Nest Drive, Hernando Beach
3332 Gulf Winds Circle, Hernando Beach
$489,000
3 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Experience the best of Florida waterfront living in this charming 3-bedroom, 2-bathroom home nestled on the best street in Hernando Beach. From the moment you arrive, the inviting covered entryway welcomes you into a bright and spacious living area filled with natural light from oversized windows. The well-appointed brand new kitchen is designed for both everyday comfort and effortless entertaining, featuring crisp cabinetry, with under cabinet lighting, sleek stainless steel appliances, and generous marble counter space. The private primary suite offers a relaxing retreat with an en suite bathroom, large walk in closet, walk-in shower, and expansive vanity. Updated lighting and ceiling fans throughout the house. New HVAC, 2025. Step outside to your own waterfront oasis. The covered screened-in patio overlooks the canal and creates the perfect setting for morning coffee or evening gatherings. Boating enthusiasts will appreciate the 2 docks, floating and fixed with 10K lb. boat lift, and direct canal access with super easy access to the Gulf.

3332 Gulf Winds Circle, Hernando Beach
3381 Minnow Creek Drive, Hernando Beach
$410,000
3 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Welcome to your coastal oasis! This beautifully remodeled 3-bedroom, 2-bathroom home seamlessly blends modern elegance with coastal comfort. Every inch of the property has been thoughtfully updated, offering a fresh, contemporary feel while maintaining warmth and functionality. With direct access to the sea, you’ll wake up to breathtaking water views and the joy of a private waterfront lifestyle. Whether you’re relaxing in the open-concept living spaces or entertaining in the sleek, fully upgraded kitchen, this is coastal living at its finest.

3381 Minnow Creek Drive, Hernando Beach
4069 Gulfview Drive, Hernando Beach
$450,000
2 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
HERNANDO BEACH LIVING WITHOUT THE WATERFRONT PRICE TAG! Enjoy the coastal lifestyle from this Hernando Beach home located just minutes from the water, Gulf access points, marinas, boating, fishing, kayaking, and local waterfront dining. For buyers who want to be close to everything Hernando Beach has to offer without the higher purchase price associated with direct waterfront property, this home provides an opportunity worth seeing. A significant improvement has already been completed with a NEW ROOF IN 2025. The property also has an EXISTING FLOOD INSURANCE POLICY THAT IS TRANSFERABLE TO THE NEW OWNER, an important benefit for buyers considering a home in a coastal area. Buyer should independently verify the applicable premium, coverage, policy terms, and transfer requirements. Inside, the home offers a functional floor plan with comfortable living spaces and abundant natural light. The kitchen features ample cabinetry and workspace and connects conveniently to the main living and dining areas, creating an easy layout for everyday living and entertaining. The primary bedroom provides a dedicated retreat, while the additional bedrooms offer flexibility for family, guests, a home office, hobby space, or other needs. The location puts you close to the lifestyle that makes Hernando Beach unique. Spend your free time boating, fishing, kayaking, visiting nearby marinas and restaurants, exploring Florida's Nature Coast, or heading out toward the Gulf. Whether you're looking for a primary residence, Florida getaway, second home, or property with flexible future-use potential, this home combines location, major recent roof improvement, and proximity to the water at a price point below comparable direct-waterfront opportunities. 2025 ROOF • TRANSFERABLE FLOOD INSURANCE • HERNANDO BEACH • MINUTES FROM THE WATER • NEAR BOATING, FISHING & MARINAS • CLOSE TO WATERFRONT DINING • FLORIDA NATURE COAST LIFESTYLE Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC as part of an acceptable transaction structure, provided all cryptocurrency is converted to U.S. Dollars as required for closing and the transaction complies with applicable title, escrow, lender, brokerage, and closing requirements. Cryptocurrency acceptance is subject to mutually acceptable contract terms. All measurements, distances, property information, insurance information, and other material facts should be independently verified by buyer and buyer's agent.

4069 Gulfview Drive, Hernando Beach
4512 Haiti Drive, Hernando Beach
$499,000
3 Beds ⋅ 3 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Completely Renovated Waterfront Home Just Two Blocks from the Gulf – Welcome to your move-in-ready waterfront retreat in the heart of Hernando Beach. This beautifully rebuilt and fully renovated 3-bedroom, 2-bath home sits on a wide canal just two blocks from open Gulf access, offering the ideal blend of modern upgrades and coastal lifestyle. Inside, the home has been thoughtfully redesigned from the ground up. Enjoy brand-new A/C, plumbing, water heater, and all-new appliances, providing peace of mind for years to come. Waterproof luxury vinyl flooring with a lifetime warranty runs throughout, paired with sleek granite countertops and a bright, open layout perfect for entertaining. A stunning oversized bay window frames tranquil water views, filling the living space with natural light. Step outside to your brand-new deck and take in the serene canal setting—perfect for morning coffee, evening gatherings, or preparing for a day on the water. New boat slips make this home a dream for boating enthusiasts, with quick access to the Gulf just minutes away. The community clubhouse offers a great space for hosting parties and social events. This property has been completely gutted, rebuilt, and updated with today’s buyer in mind—no projects, no guesswork, just effortless coastal living. Be it for a primary residence, vacation getaway, or waterfront investment, this home delivers on location, upgrades, and lifestyle. Don’t miss this rare opportunity to own a turn-key waterfront home so close to the Gulf. Schedule your private showing today. SELLER HAS TWO LOTS AVAILABLE ROSE LEAF AND ANN ARBOR - HERNANDO BEACH

4512 Haiti Drive, Hernando Beach
4482 Kingston Drive, Hernando Beach
$549,900
3 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Welcome to your waterfront life; this spectacular 3 bedroom, 2 bathroom pool home is your slice of paradise just a 2 minute boat ride to the open Gulf of Mexico. Your new home has been completely remodeled including a new HVAC system, the roof and windows are new and less than 5 years old. It has wood look luxury vinyl flooring for easy clean up since you will be too busy enjoying your Salty Life, the pool and driveway have new paving giving your home a high-end finish, both bathrooms have a beautiful porcelain title. Invite your family and friends over and let the real living begin; a new seawall along with a new wooden 10x12 floating deck. The brick patio is perfect for a sitting area or an outdoor kitchen. Stop by to see your future home, this one won't last long! The property has been fully remodel after the flood with all the county required permits. Our preferred lender offers up to 0.75% in credit to qualified buyers.

4482 Kingston Drive, Hernando Beach
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