Gulf Coast Ret Homes under $500,000

Gulf Coast Ret Homes under $500,000

Welcome to Gulf Coast Retreat, a serene haven nestled in the heart of Spring Hill, Hernando County, Florida. This charming subdivision is the perfect blend of tranquility and convenience, making it an ideal choice for those looking to embrace the laid-back Florida lifestyle. With its lush landscapes and friendly community atmosphere, Gulf Coast Retreat offers a unique opportunity for homebuyers seeking affordable options in a desirable location.

One of the standout features of Gulf Coast Retreat is the variety of homes available for under $500,000. These well-appointed residences are designed to cater to diverse lifestyles, whether you're a first-time homebuyer, a growing family, or looking to downsize. You'll find beautifully crafted homes that boast modern amenities, spacious layouts, and inviting outdoor spaces, perfect for enjoying the warm Florida sunshine.

Living in Gulf Coast Retreat means you’re just moments away from pristine beaches, vibrant shopping districts, and an array of recreational opportunities. Explore the nearby nature parks, indulge in local cuisine, or take a leisurely drive along the scenic Gulf Coast. With easy access to major highways, commuting to nearby cities like Tampa and Clearwater is a breeze.

In Gulf Coast Retreat, you’re not just buying a home; you’re investing in a lifestyle that embraces community, relaxation, and the natural beauty of Florida. Come discover the charm of Gulf Coast Retreat today and find your dream home in this idyllic subdivision!

Newest Gulf Coast Ret Homes under $500,000

4516 Gulfstream Drive, Hernando Beach
$415,000
3 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Some homes sell you a house. This one sells you a lifestyle. In Hernando Beach, with Direct Access to the Gulf of America, the water isn’t just part of the view—it’s part of the plan. Inside, the hard work is already done: new flooring, a modern kitchen with granite countertops, new appliances, and two beautifully remodeled bathrooms give the home a fresh, updated feel. What’s left is the fun part: making it yours. Bring your own style, ideas, and your version of the Florida lifestyle. The renovation is someone else’s chapter. The next one gets to be yours—and the Gulf is right there waiting!

4516 Gulfstream Drive, Hernando Beach
4331 Tahiti Drive, Hernando Beach
$390,000
3 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
DIRECT GULF ACCESS • PRIVATE DOCK • FULLY FURNISHED • NEW ROOF SEPTEMBER 2026! Enjoy Florida waterfront living at this 3-bedroom, 2-bath canal-front home in Hernando Beach. Offering 1,218 heated square feet and 1,906 total square feet, this furnished home brings together indoor living space, an enclosed porch, and a waterfront backyard with a private dock. Start your morning with coffee overlooking the canal, watch for dolphins passing through the waterway, and wind down with beautiful sunsets. With direct Gulf access, you can head out from your own dock for boating, fishing, and exploring the coast. Inside, the kitchen features white cabinetry and stainless steel appliances, with adjoining living and dining areas for everyday meals or gathering with guests. The enclosed porch provides additional space to relax overlooking the backyard and water. Located in Hernando Beach on Florida’s Nature Coast, this home offers a relaxed coastal setting with local waterfront dining, marinas, and outdoor recreation in the surrounding area. Whether you’re searching for a waterfront primary residence, a furnished seasonal home, or a potential vacation rental, this property offers flexibility to fit your plans. Sold fully furnished, with a new roof installed in September 2026, it’s ready for you to settle in and enjoy life on the water. Buyers to verify applicable rental requirements.

4331 Tahiti Drive, Hernando Beach
4317 Biscayne Drive, Hernando Beach
$478,000
3 Beds ⋅ 3 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
VA ASSUMABLE MORTGAGE 3.5% ! Welcome to 4317 Biscayne Drive, a completely remodeled 1,680-square-foot, 3-bedroom, 3-bathroom property where true waterfront living meets flexibility, thoughtful upgrades and one of Hernando Beach’s most distinctive boating setups. Located on the Catalina Canal with direct access to the Gulf of Mexico, this west-facing block home offers the opportunity to enjoy boating, fishing, kayaking and unforgettable Florida sunsets right from your own backyard. The centerpiece of the property is its exceptionally rare, fully functioning enclosed boathouse—reported to be the only functioning boathouse of its kind remaining in Hernando Beach. Designed to accommodate two pontoon boats, it features two boat lifts: one rated for up to approximately 5,000 pounds and a second rated for up to approximately 2,500 pounds. A Jet Ski floating dock is conveniently located inside the boathouse, while an additional floating dock provides even more space for launching, tying up or enjoying the waterfront. The outdoor space was created for enjoying the Florida lifestyle. The fully fenced yard includes low-maintenance vinyl fencing, a separate fenced side-yard area and enough space to accommodate a boat trailer or additional recreational equipment. A private entrance leads directly toward the boathouse and attached guest quarters, offering convenience and privacy. Full-width pavers extend across the front of the property from property line to property line, creating an impressive amount of off-street parking for residents, guests, boats and trailers. Along the waterfront, a charming private beach-style area with a firepit creates the perfect setting for evenings beside the canal. A spacious approximately 10-by-20-foot gazebo provides a shaded location for outdoor dining, entertaining or relaxing after a day on the water. An approximately 110-square-foot wooden storage shed supplies additional room for boating equipment, fishing gear, tools and outdoor necessities. Inside, the home has been cosmetically remodeled while preserving its classic Florida character, including terrazzo flooring throughout. The updated kitchen features newer appliances approximately two years old, soft-close cabinetry and drawers, a garbage disposal and a recently replaced under-sink water-filtration system. Smart-home technology allows the living-room and kitchen lighting to be controlled through an app, adding everyday convenience. The separate mother-in-law suite or studio-style guest quarters expands the property’s possibilities. Complete with a private entrance and dedicated mini-split air-conditioning system, the space is ideal for extended-stay guests, a home office, hobby room or additional private living area. Important improvements have already been addressed. The flat-roof was replaced in 2022 with an industrial-strength roofing system represented as having a 20-year service life. The main roof is represented as having approximately seven years of remaining useful life. The home is equipped with storm-rated windows, upgraded electrical components and an exterior meter box brought up to current code. The electrical system has been inspected, with no aluminum or cloth-covered wiring reported. The plumbing has also been inspected, and the sewer lines have been professionally drained and serviced. VA ASSUMABLE MORTGAGE 3.5%

4317 Biscayne Drive, Hernando Beach
4496 Bimini Drive, Hernando Beach
$385,000
2 Beds ⋅ 1 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
DIRECT WATERFRONT ACCESS TO THE GULF OF MEXICO! This beautifully renovated block home is perfectly positioned just off the main channel (Tarpon Channel), offering DEEP WATER ACCESS—bring your boat and enjoy easy access to the Gulf! Whether you're looking for the perfect vacation rental, a weekend getaway, or a full-time PLACE TO CALL HOME, this coastal gem delivers the Florida lifestyle you've been dreaming of. This charming 2-bedroom, 1-bath home features a spacious living room and dining area, plus a comfortable family room with beautiful water views. The updated kitchen offers granite countertops, wood cabinetry, dishwasher, range, and refrigerator—all ready for you to enjoy. New mini-split A/C systems add comfort, while the screened-in lanai provides the perfect spot to relax and take in the view. A 1-car garage, carport, utility room with washer and dryer, and new vinyl privacy fencing add convenience and functionality. Step outside and discover your own waterfront playground! The property features a SEAWALL, FLOATING DOCK, FISH-CLEANING STATION, KAYAK RACK, STORAGE SHED, FIRE PIT, and a good-size yard with plenty of room to enjoy the outdoors. Start your morning with coffee overlooking the water or unwind in the evening with your favorite sunset drink. Watch fishing boats head out for the day's adventure and keep your eyes open for the incredible wildlife that makes this waterfront location so special. DOLPHINS, MANATEES, STINGRAYS, amazing birdlife, and so much more can become part of your everyday scenery! Located in a beautiful coastal community surrounded by restaurants, marinas, shops, parks, and nature preserves, you'll have plenty to explore right outside your door. This is a GOLF CART COMMUNITY, so bring your cart and cruise around while making memories along the way. And when you're ready for another adventure, the famous WEEKI WACHEE RIVER, MERMAID PARK & BUCCANEER BAY are just down the road! Whether you're boating, fishing, kayaking, relaxing by the water, watching wildlife, or simply enjoying the laid-back coastal lifestyle, this property offers an incredible opportunity to live where every day feels like a vacation. COME EXPERIENCE THE WATERFRONT LIFESTYLE—YOUR GULF COAST GETAWAY IS WAITING!

4496 Bimini Drive, Hernando Beach
3381 Minnow Creek Drive, Hernando Beach
$410,000
3 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Welcome to your coastal oasis! This beautifully remodeled 3-bedroom, 2-bathroom home seamlessly blends modern elegance with coastal comfort. Every inch of the property has been thoughtfully updated, offering a fresh, contemporary feel while maintaining warmth and functionality. With direct access to the sea, you’ll wake up to breathtaking water views and the joy of a private waterfront lifestyle. Whether you’re relaxing in the open-concept living spaces or entertaining in the sleek, fully upgraded kitchen, this is coastal living at its finest.

3381 Minnow Creek Drive, Hernando Beach
4069 Gulfview Drive, Hernando Beach
$450,000
2 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
HERNANDO BEACH LIVING WITHOUT THE WATERFRONT PRICE TAG! Enjoy the coastal lifestyle from this Hernando Beach home located just minutes from the water, Gulf access points, marinas, boating, fishing, kayaking, and local waterfront dining. For buyers who want to be close to everything Hernando Beach has to offer without the higher purchase price associated with direct waterfront property, this home provides an opportunity worth seeing. A significant improvement has already been completed with a NEW ROOF IN 2025. The property also has an EXISTING FLOOD INSURANCE POLICY THAT IS TRANSFERABLE TO THE NEW OWNER, an important benefit for buyers considering a home in a coastal area. Buyer should independently verify the applicable premium, coverage, policy terms, and transfer requirements. Inside, the home offers a functional floor plan with comfortable living spaces and abundant natural light. The kitchen features ample cabinetry and workspace and connects conveniently to the main living and dining areas, creating an easy layout for everyday living and entertaining. The primary bedroom provides a dedicated retreat, while the additional bedrooms offer flexibility for family, guests, a home office, hobby space, or other needs. The location puts you close to the lifestyle that makes Hernando Beach unique. Spend your free time boating, fishing, kayaking, visiting nearby marinas and restaurants, exploring Florida's Nature Coast, or heading out toward the Gulf. Whether you're looking for a primary residence, Florida getaway, second home, or property with flexible future-use potential, this home combines location, major recent roof improvement, and proximity to the water at a price point below comparable direct-waterfront opportunities. 2025 ROOF • TRANSFERABLE FLOOD INSURANCE • HERNANDO BEACH • MINUTES FROM THE WATER • NEAR BOATING, FISHING & MARINAS • CLOSE TO WATERFRONT DINING • FLORIDA NATURE COAST LIFESTYLE Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC as part of an acceptable transaction structure, provided all cryptocurrency is converted to U.S. Dollars as required for closing and the transaction complies with applicable title, escrow, lender, brokerage, and closing requirements. Cryptocurrency acceptance is subject to mutually acceptable contract terms. All measurements, distances, property information, insurance information, and other material facts should be independently verified by buyer and buyer's agent.

4069 Gulfview Drive, Hernando Beach
4512 Haiti Drive, Hernando Beach
$499,000
3 Beds ⋅ 3 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Completely Renovated Waterfront Home Just Two Blocks from the Gulf – Welcome to your move-in-ready waterfront retreat in the heart of Hernando Beach. This beautifully rebuilt and fully renovated 3-bedroom, 2-bath home sits on a wide canal just two blocks from open Gulf access, offering the ideal blend of modern upgrades and coastal lifestyle. Inside, the home has been thoughtfully redesigned from the ground up. Enjoy brand-new A/C, plumbing, water heater, and all-new appliances, providing peace of mind for years to come. Waterproof luxury vinyl flooring with a lifetime warranty runs throughout, paired with sleek granite countertops and a bright, open layout perfect for entertaining. A stunning oversized bay window frames tranquil water views, filling the living space with natural light. Step outside to your brand-new deck and take in the serene canal setting—perfect for morning coffee, evening gatherings, or preparing for a day on the water. New boat slips make this home a dream for boating enthusiasts, with quick access to the Gulf just minutes away. The community clubhouse offers a great space for hosting parties and social events. This property has been completely gutted, rebuilt, and updated with today’s buyer in mind—no projects, no guesswork, just effortless coastal living. Be it for a primary residence, vacation getaway, or waterfront investment, this home delivers on location, upgrades, and lifestyle. Don’t miss this rare opportunity to own a turn-key waterfront home so close to the Gulf. Schedule your private showing today. SELLER HAS TWO LOTS AVAILABLE ROSE LEAF AND ANN ARBOR - HERNANDO BEACH

4512 Haiti Drive, Hernando Beach
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