Hillsborough County Homes under $400,000

Hillsborough County Homes under $400,000

Welcome to Hillsborough County, Florida, a vibrant and diverse region that perfectly blends urban excitement with suburban tranquility. Nestled in the heart of the Sunshine State, Hillsborough County is home to the bustling city of Tampa, along with charming communities like Brandon, Riverview, and Plant City. With a rich cultural scene, abundant recreational opportunities, and a warm climate, it’s no wonder that Hillsborough is a sought-after destination for families, young professionals, and retirees alike.

For those seeking affordable housing options, Hillsborough County offers an impressive selection of homes under $400,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find a variety of choices that cater to your lifestyle. From cozy single-family homes to modern townhouses, there’s something for everyone. Many of these properties are situated in family-friendly neighborhoods, complete with parks, schools, and easy access to shopping and dining.

Imagine enjoying weekends at the beautiful beaches of nearby Clearwater or exploring the vibrant downtown Tampa, known for its lively nightlife and cultural attractions. Hillsborough County also boasts a strong sense of community, with numerous events and festivals throughout the year that bring residents together.

With its affordable housing market and endless amenities, Hillsborough County is not just a place to live, but a place to thrive. Discover the charm of this dynamic area and find your dream home today, all without breaking the bank!

Newest Hillsborough County Homes under $400,000

9415 N 22nd Street, Tampa
$335,000
3 Beds ⋅ 2 Baths ⋅ Temple Terraces SubDv. ⋅ 33612 Zip Code
Charming 3 bedroom, 2 bath home with no HOA, conveniently located near dining and shopping. This move-in ready property features luxury vinyl plank throughout, fresh interior paint, and an updated kitchen with stainless steel appliances. The functional floor plan offers comfortable living spaces that make this home a great option for homeowners or investors alike. Roof replaced in 2025. Electrical and plumbing redon3 2026. Seller has never occupied the property and no seller’s disclosure is available. Buyer and buyer’s agent are responsible for verifying all room measurements, square footage, utility information, lot size, and all other property details. Room measurements are approximate.

9415 N 22nd Street, Tampa
6103 Voyagers Place, Apollo Beach
$380,000
3 Beds ⋅ 2 Baths ⋅ Waterset Ph 3c-2 SubDv. ⋅ 33572 Zip Code
WELCOME TO WATERSET COMMUNITY! Discover this beautifully maintained, move-in-ready, single-story home in one of Apollo Beach's most desirable master-planned communities! Built in 2019 by renowned David Weekley Homes, the popular Queensgate floor plan offers 3 bedrooms, 2 bathrooms, a 2-car garage, and 1,812 square feet of designed living space. With inviting curb appeal, mature landscaping, tasteful updates, and an exceptional location, this home is one you won't want to miss! From the moment you arrive, you'll appreciate the established landscaping and charming covered front porch. Step inside to discover a freshly painted interior and a thoughtfully designed layout offering comfort and functionality. Just off the entrance, a private flex room provides the perfect space for a home office, sitting room, or reading retreat. The heart of the home is the inviting open-concept living area, where the kitchen flows into the main gathering space, making everyday living and entertaining effortless. The kitchen features beautiful white cabinetry, granite countertops, stainless steel appliances, a gas range, and a recently replaced microwave. THE PRIMARY SUITE IS CONVENIENTLY LOCATED ON THE MAIN LEVEL, offering a relaxing retreat with an elegant tray ceiling, spacious walk-in closet, and ensuite bathroom featuring quartz countertops. Two additional bedrooms provide comfortable accommodations, with flooring updated approximately two years ago. A dedicated laundry room with washer and dryer adds convenience. Love spending time outdoors? You'll appreciate the enclosed rear porch, perfect for morning coffee, relaxing with a good book, or unwinding after a long day. The generously sized backyard offers space to enjoy Florida's beautiful weather, entertain guests, or create your own outdoor oasis. AND THE LIFESTYLE? THIS IS WHERE WATERSET TRULY SHINES! Imagine starting your mornings with a peaceful walk along scenic lakes, enjoying an afternoon by the resort-style pool, or spending weekends exploring the community's parks, nature trails, and fishing areas. Waterset offers an incredible collection of amenities, including multiple resort-style swimming pools, water slides, a splash pad, clubhouses, fitness centers, tennis and pickleball courts, basketball and volleyball courts, playgrounds, dog parks, picnic areas, and miles of walking and biking trails. Enjoy lake views, outdoor recreation, and community gathering spaces that make every day feel like a getaway! Even better, THIS HOME IS WITHIN WALKING DISTANCE OF THE COMMUNITY POOL, RECREATIONAL AMENITIES, AND NEARBY MEDICAL FACILITY! Situated in the heart of Apollo Beach, Waterset offers convenient access to nearby schools, shopping centers, grocery stores, restaurants, coffee shops, and everyday essentials. With easy access to Big Bend Road, US Highway 41, US Highway 301, and I-75, commuting to Downtown Tampa, Brandon, Riverview, Tampa International Airport, and MacDill Air Force Base is a breeze. Plus, enjoy nearby waterfront dining, boating, fishing, and beautiful Gulf Coast beaches.

6103 Voyagers Place, Apollo Beach
4402 Rose Street, Valrico
$190,000
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33596 Zip Code
Investor Special! Prime Valrico Location with Income-Producing Potential! Great opportunity for investors, builders, and buyers looking for their next project! This 3-bedroom, 2-bath manufactured home is situated on a desirable property along Lithia Pinecrest Road in Valrico. The home requires extensive repairs and renovation and is being sold in its current condition. Previously featuring two structures on the property, this unique opportunity offers the potential to renovate the existing home, rebuild, or explore adding another income-producing dwelling. With the possibility of placing an additional mobile home or RV on the property, investors can explore multiple avenues for generating rental income. Buyers are encouraged to verify all zoning, permitting, and placement requirements. Location is a major highlight! Conveniently located near restaurants, coffee shops, gas stations, and other neighborhood conveniences. Walmart and Publix are approximately 6 minutes away, with shopping, dining, and everyday amenities nearby. Enjoy convenient access to local schools and other Valrico destinations. Whether you're looking to renovate, rebuild, or explore additional rental income opportunities, this property offers a chance to unlock its potential in a desirable Valrico location. **Bring your vision and turn this diamond in the rough into your next investment success!*

4402 Rose Street, Valrico
10210 N 26th Street, Tampa
$339,900
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33612 Zip Code
Virtually Staged. RARE 0.74-ACRE RS-60 PARCEL IN NORTH TAMPA, PRICED TO SELL. About 150 ft of frontage by 215 ft deep, roughly five times the size of a typical neighborhood lot. The 1925 bungalow offers 1,488 heated sq ft with 3 bedrooms, 1.5 baths, a bonus room, a front sunroom, a wood-burning fireplace and original wood floors. Outside you will find an in-ground concrete pool, a large rear deck, a gazebo/pavilion, an oversized covered carport, a block utility building and a shed, all on a private, tree-shaded lot. The home needs a full renovation (no central A/C, original kitchen and baths, pool and outbuildings need work) and is sold AS-IS, making it a strong fit for builders, investors, or a buyer who wants to renovate and keep a mini-estate inside the city. Possible lot-split potential; buyer to verify with the City of Tampa. Minutes to USF, Moffitt, Busch Gardens and I-275. Vacant and easy to show. Cash, renovation (203K) or conventional financing welcome. Some photos are virtually staged.

10210 N 26th Street, Tampa
1309 E Lambright Street, Tampa
$289,900
2 Beds ⋅ 1 Baths ⋅ Unplatted SubDv. ⋅ 33604 Zip Code
Completely remodeled Seminole Heights Home. This house has a brand new roof, HVAC (to be installed), kitchen with quartz counters and stainless appliances. New luxury vinyl flooring throughout, painted inside and out, new trim, fans etc. Huge backyard ready for a pool to be installed

1309 E Lambright Street, Tampa
8006 N Mulberry Street, Tampa
$179,900
3 Beds ⋅ 2 Baths ⋅ Sulphur Spgs Add SubDv. ⋅ 33604 Zip Code
Investor opportunity in Tampa's Sulphur Springs neighborhood. This 1925 single-family home offers 1,008 heated sq ft with 3 bedrooms and 1.5 baths on a 50 x 100 lot. Inside you'll find vinyl plank flooring throughout, an open living area, and a kitchen with white shaker-style cabinets and stainless steel appliances. County records show permits for a roof replacement (2018) and replacement windows and front door (2023). Outside, the home has a covered carport, a front porch, a rear wood deck, and a large backyard. Previously operated as a rental, the property is a fit for buy-and-hold investors or anyone looking for a Tampa location with easy access to major roads, shopping, schools and parks. Sold AS-IS. Cash or hard money offers only. Buyer to verify all information, including square footage, room count, zoning and permits. Listing agent is a licensed real estate broker associate and holds an ownership interest in the seller entity.

8006 N Mulberry Street, Tampa
14057 Waterville Circle, Tampa
$349,000
2 Beds ⋅ 3 Baths ⋅ Hampton Chase Twnhms SubDv. ⋅ 33626 Zip Code
We welcome you to this inviting 2-bedroom, 2.5-bath townhome located in a gated community near Westchase with low HOA fees and No CDD! Ideally located, situated in one of the area’s most desirable school districts, this home is close to A-rated elementary and middle schools conveniently located next door, while A-rated Sickles High School is just minutes away. Inside you'll find an open layout with beautiful granite counters in the kitchen which flows into an open dining and living area perfect for everyday living and entertaining. Upstairs features two spacious bedroom suites on opposite ends with a versatile loft area perfect for a home office, reading nook, baby area, or flex space. Enjoy low-maintenance living with HOA fees that include water, sewer, basic cable, and lawn maintenance. The gated community provides added security, while the roof was replaced by the HOA in 2021 and a new A/C and water heater installed within recent years offering additional peace of mind. This beautiful townhome in a family-friendly community is the perfect place to call home - come check it out!

14057 Waterville Circle, Tampa
4426 Lurline Circle, Tampa
$345,000
3 Beds ⋅ 2 Baths ⋅ Lurline Terrace Sub SubDv. ⋅ 33610 Zip Code
This newly constructed 3-bedroom, 2-bathroom single-family home offers 1,372 square feet of living space and distinctive 3D-printed construction. The new construction provides an opportunity to own a home built using an innovative construction method - this is the first 3D printed home in the Tampa area!. Interior finishes, flooring, cabinetry, and bathroom details can be highlighted once confirmed. Located in Tampa, the property has no HOA, offering homeowners flexibility without a homeowners association fee. Conveniently positioned in the Lurline Terrace area, the home provides access to Tampa’s surrounding amenities and roadways.

4426 Lurline Circle, Tampa
17823 Althea Blue Place, Lutz
$375,000
3 Beds ⋅ 3 Baths ⋅ Lakeshore Preserve SubDv. ⋅ 33558 Zip Code
Welcome to Gated Lakeshore Preserve! Here you will find Mattamy Homes’ 3 bedroom, 2.5 bath 1961 s.f. Ormond Floorplan w/Premium Upgrades! Step inside this light-filled END-UNIT Townhome & experience turnkey elegance, just 25 minutes North of Tampa Intl Airport. “A” rated schools, close to hospitals and nature trails, this location can’t be beat! Features include a gorgeous kitchen w/incredible cooking island & stone backsplash, granite counters in kitchen & baths, 42” Upper cabinets, soft-close drawers, upgraded electrical + pendant lighting, window treatments, covered screened-in patio with upgraded pavers & roll down privacy/sun shades, double wide driveway, HUGE Primary walk-in closet (as big as an office!), plus neutral paint colors throughout. Don’t miss your chance to live in this beautiful property that is worry free!

17823 Althea Blue Place, Lutz
3022 W Meadow Street, Tampa
$399,000
3 Beds ⋅ 2 Baths ⋅ Meadowlawn SubDv. ⋅ 33611 Zip Code
Virtually Staged. SOUTH TAMPA LIVING JUST MINUTES FROM BAYSHORE BOULEVARD! (Instant Equity) Discover the convenience and charm of this beautifully updated 3-bedroom, 2-bathroom home offering 1,428 square feet of living space in the Ballast Point area of South Tampa! Combining modern upgrades, comfortable living, and an exceptional location. BRAND-NEW KITCHEN features new appliances, creating a fresh and inviting space for cooking and entertaining. NEW FLOORING enhances the home's interior, while a BRAND-NEW MINI-SPLIT SYSTEM provides additional heating and cooling comfort. The roof is just 3 YEARS OLD, offering another valuable improvement for the next owner. Enjoy convenient access to Bayshore Boulevard, known for its scenic waterfront views and recreational opportunities. Spend your mornings walking or cycling along the bay, explore nearby Ballast Point Park, or enjoy the area's variety of restaurants, coffee shops, shopping, and entertainment. With convenient access to MacDill Air Force Base, downtown Tampa, Hyde Park, and major roadways, this South Tampa location offers an excellent combination of accessibility and lifestyle. Whether you're enjoying a relaxing evening at home, entertaining guests in your newly updated kitchen, or exploring everything Tampa Bay has to offer, this property provides an excellent opportunity to experience one of the city's best locations. With significant updates already completed and an unbeatable South Tampa location, this home is ready for its next chapter.

3022 W Meadow Street, Tampa
622 Silver Stream Court, Brandon
$376,115
3 Beds ⋅ 3 Baths ⋅ Brooke Townhomes Two SubDv. ⋅ 33511 Zip Code
Under Construction. Welcome to the Ashwood Home Plan at 622 Silver Stream Court, featuring a low-maintenance lifestyle, no CDD fees and a prime location in Brandon, FL. This end-unit townhome features an open-concept layout with luxury vinyl plank (LVP) flooring throughout the main floor. As you enter the home, the kitchen showcases bright cabinetry and countertops, Kohler kitchen fixtures, and a central island made for hosting and entertaining. The rear of the home is flooded with ample natural lighting and a quaint covered lanai that takes you to your fenced-in backyard. Upstairs you are greeted with metal railing along the staircase, a large primary suite, a bathroom with a walk-in shower, and a walk-in closet. Two additional bedrooms, a bathroom and a laundry space complete the second floor providing plenty of space to grow into, host guests, or turn into an office space. Along with the flexible living space, the home also comes with a 2-car garage for your vehicles and additional storage. Enjoy a true lock-and-leave lifestyle with exterior maintenance and water services included through the HOA, making everyday life simpler, convenient, and more cost-efficient. This home is under construction, and the photos are of a previously built home. Please contact our sales team for more information on the home.

622 Silver Stream Court, Brandon
1505 Bonita Bluff Court, Ruskin
$365,000
3 Beds ⋅ 2 Baths ⋅ Mira Lago West Ph 1 SubDv. ⋅ 33570 Zip Code
POOL HOME WITH AN UNOBSTRUCTED LAKE VIEW! Welcome to 1505 Bonita Bluff Ct, a beautifully kept 3-bedroom, 2-bath home in Mira Lago West where the backyard is the main event: a private heated, screened in-ground pool and covered lanai look straight out over the lake behind the home — no rear neighbors, nothing blocking the view, just open water and sky. Inside, the open great-room plan with wood-look floors and a fireplace flows into a kitchen with wood cabinetry, a center island with breakfast bar, stainless-steel appliances, and a sunny breakfast nook. The primary suite features a garden tub, a separate glass shower, and a dual-sink vanity. Two additional bedrooms, a full second bath, an indoor laundry room, and a 3-car attached garage complete the layout. Out back, the screened enclosure and lanai deliver year-round outdoor living — coffee by the pool in the morning, a swim at dusk, and that wide-open lake view every single day. Mira Lago West is a quiet, established Ruskin community minutes from Apollo Beach, I-75, shopping, dining, and Tampa Bay boating. Flood zone X. Some photos have been virtually staged. Come see the view in person — this is the one buyers wait for.

1505 Bonita Bluff Court, Ruskin
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