Dunedin Homes under $400,000

Dunedin Homes under $400,000

Welcome to Dunedin, Florida – a charming coastal gem nestled in Pinellas County, where vibrant community spirit meets breathtaking natural beauty. Known for its picturesque waterfront, lush parks, and an array of outdoor activities, Dunedin offers a unique blend of relaxation and adventure, making it an ideal place to call home.

Dunedin is celebrated for its rich Scottish heritage and is home to the famous Dunedin Highland Games, attracting visitors from far and wide. Stroll through the quaint downtown area, where you’ll find an eclectic mix of boutique shops, delightful cafes, and local breweries. For nature enthusiasts, the stunning Honeymoon Island State Park and the scenic Pinellas Trail offer endless opportunities for hiking, biking, and soaking in the sun.

One of the most appealing aspects of Dunedin is its diverse real estate market, with a variety of homes available under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a charming vacation retreat, you’ll find options that suit your needs. From cozy bungalows and charming townhomes to modern condos, Dunedin’s affordable housing market provides the perfect opportunity to invest in a vibrant community without breaking the bank.

With its welcoming atmosphere, rich cultural offerings, and proximity to beautiful beaches, Dunedin is not just a place to live; it’s a lifestyle. Explore the possibilities of calling this enchanting city home, where the sun shines bright and community connections flourish. Discover your dream home in Dunedin today!

Newest Dunedin Homes under $400,000

1354 S Lotus Drive, Dunedin
$349,999
2 Beds ⋅ 2 Baths ⋅ Sunny Ridge SubDv. ⋅ 34698 Zip Code
This may be the best value in Dunedin: a single-family house on its own lot for under $350,000, with 2 bedrooms plus a bonus room (possible third bedroom, guest room, office or Florida room), 2 full baths, an attached 2-car garage and 1,432 sq ft under air, bonus room included. No HOA. No CDD. Flood Zone X. No known sinkhole issues. At the time of listing, no other single-family home for sale in Dunedin offers all of that under $350,000. Smaller Dunedin homes with a carport or no garage are listed for more. The money went where it counts: supply lines repiped in 2020, roof replaced in December 2015, fresh exterior paint in 2025 and fresh interior paint in 2026, kitchen cabinets included. Washer and dryer are included, the yard is fenced, and the garage fits a car and a golf cart with room to spare. You are a mile and a half from downtown Dunedin, with the Pinellas Trail, the Dunedin Causeway and Honeymoon Island a short drive away. Move in and enjoy the Dunedin charm as it is, or make it your own over time.

1354 S Lotus Drive, Dunedin
953 Cedarwood Avenue, Dunedin
$395,000
3 Beds ⋅ 1 Baths ⋅ Patricia Estates SubDv. ⋅ 34698 Zip Code
Welcome to this updated 3/1/1 in Dunedin! Featuring an inviting layout and tasteful improvements throughout, this home offers comfortable living with modern appeal. The updated kitchen features granite countertops and provides a functional space for everyday cooking and entertaining. LVP flooring adds a clean, contemporary look while offering easy maintenance throughout the living areas. The home also features three bedrooms, a well-appointed bathroom, and an oversized one-car garage. Step outside to enjoy the parklike backyard, offering plenty of space for outdoor activities, gardening, entertaining, or simply relaxing. Conveniently located in Dunedin with access to shopping, dining, parks, beaches, and all that downtown Dunedin has to offer. This move-in ready home is a great opportunity to enjoy the Dunedin lifestyle in a comfortable and updated setting. Permits indicate a new roof in 2021. Property had settlement issues that will be repaired/remediated prior to closing.

953 Cedarwood Avenue, Dunedin
1408 Millstream Lane Unit 206, Dunedin
$197,500
2 Beds ⋅ 2 Baths ⋅ Lake Tiffany Condo SubDv. ⋅ 34698 Zip Code
Virtually Staged. Welcome to 1408 Millstream Lane, Unit 206, a beautifully updated, move-in-ready 2-bedroom, 2-bathroom second-story end-unit condo in Dunedin, offering serene pond and fountain views. The bright, light-filled interior features high vaulted ceilings, rich wood flooring, a custom stone accent wall, updated lighting, and a functional kitchen complete with granite countertops, generous cabinet space, updated appliances, and a beautiful breakfast bar that flows seamlessly into the spacious great room, creating an inviting setting for both everyday living and entertaining. The primary suite offers a peaceful retreat with scenic pond views, a large walk-in closet, and an en-suite bath featuring modern cabinetry, dual sinks, and sleek tilework. The generously sized second bedroom provides flexibility for guests, a home office, or additional living space and offers convenient access to the full bath. A standout feature is the versatile tiled bonus room, a sunlit space perfectly suited for a quiet reading nook, morning coffee, or simply relaxing while enjoying views of Florida’s beautiful wildlife right outside your window. Additional features include hurricane shutters, an in-unit laundry closet with a newer washer and dryer, and assigned covered parking with dedicated storage. The HOA provides exceptional value by covering exterior and grounds maintenance, community amenities, cable TV, internet, water, sewer, and trash, offering a truly low-maintenance lifestyle while embracing the relaxed charm of Florida living.

1408 Millstream Lane Unit 206, Dunedin
1242 New York Avenue, Dunedin
$379,000
2 Beds ⋅ 1 Baths ⋅ Acreage SubDv. ⋅ 34698 Zip Code
Charming Dunedin Bungalow near downtown in an old Florida peaceful setting. Welcome to 1242 New York Avenue, a charming 1936 Dunedin bungalow offering character, comfort, and the opportunity to enjoy the relaxed Florida lifestyle in Dunedin, one of Pinellas County’s most desirable and walkable communities. Situated on a generous 6,400-square-foot lot, this inviting home combines the appeal of a classic bungalow with dreamy outdoor living spaces in an old Florida setting surrounded by oak trees. The welcoming front porch creates a pleasant spot to enjoy the neighborhood. A screened-in back porch provides additional outdoor living space for morning coffee, casual gatherings, or simply taking in the Florida lifestyle. The home’s manageable footprint offers easy living and low-maintenance appeal, while the spacious lot and two large porches, provide room to enjoy the outdoors, garden, entertain, or create your own private retreat. Recent improvements including a brand-new A/C system, installed in July 2026, means the next owner can enjoy efficient cooling and added peace of mind from day one. The metal roof, installed in November of 2016, provides another valuable long-term improvement. Located in the heart of Dunedin, you’ll be close to vibrant downtown Dunedin, the Dunedin waterfront, Dunedin Causeway and Honeymoon Island, and the Pinellas County trail, a popular multi-use trail connecting neighborhoods, parks, shops and restaurants and waterfront destinations. Dunedin’s distinctive small-town atmosphere and coastal lifestyle make it a special place to call home. Whether you’re looking for a full-time Florida residence, a seasonal retreat, or a home with character and an incredible location, 1242 New York Avenue offers a wonderful opportunity to become part of the Dunedin lifestyle. A charming bungalow with extensive outdoor living with front and back porches and a generous lot. And all that Dunedin has to offer—come make it yours.

1242 New York Avenue, Dunedin
7 Dunoon Place Unit 104, Dunedin
$299,900
2 Beds ⋅ 2 Baths ⋅ Royal Stewart Arms SubDv. ⋅ 34698 Zip Code
1st-Floor Waterfront Condo on St. Joseph Sound. Step into your 55+ island paradise at Royal Stewart Arms on Honeymoon Island. This remodeled 2-bedroom, 2-bath ground-floor condo offers a highly coveted advantage: walk straight out your door to the seawall for private, unobstructed views of St. Joseph Sound. The open floor plan features porcelain tile, fully updated bathrooms, and a stunning island kitchen with stone countertops, new cabinetry, and a gas range. Offered partially furnished, it includes a dedicated carport located directly in front of the unit for ultimate convenience. Watch resident dolphins from your Florida Room, or enjoy the active community amenities, including a pool, workout room, tennis courts, clubhouse, and fishing dock. You are steps from Honeymoon Island State Park, the Pinellas County Bike Trail, and just a couple of miles from downtown Dunedin's dining and breweries. Live the island lifestyle! Ground-floor seawall units move fast—contact me today.

7 Dunoon Place Unit 104, Dunedin
340 Causeway Boulevard Unit 104, Dunedin
$225,000
2 Beds ⋅ 2 Baths ⋅ Harbor Pointe West Condo SubDv. ⋅ 34698 Zip Code
FULLY FURNISHED CONDO ON THE DUNEDIN CAUSEWAY Beautifully updated and well-maintained condo and the best part, it is walking distance to the beach. Did I say beach? If you love boats, the Marker 1 Marina is across the street, and if you love fishing you are mere steps away from dropping a line! Honeymoon Island and Caladesi Island are easy walk or bike ride and you will be on some of the most beautiful beaches in Florida. Did you know the Blue Jays train in Dunedin and their hotel is across the street. Also, Frenchy's is a block away and you can enjoy a locally owned seafood restaurant. This area is truly one of Tampa Bay's best kept secrets. And it is Dunedin ... home to great restaurants, clubs, art galleries and street fairs. Return to your semi-private pool and clubhouse and enjoy your own neighborhood. You will also have your own private laundry room. DON'T WAIT TO SEE IT - AT THIS PRICE IT WON'T LAST. The home was updated with ceramic flooring throughout and granite counters in the kitchen and bathrooms. The updated kitchen includes stainless steel appliances. All cabinetry, trim work and doors are modern and light. The AC system utilizes smart technology - control it from anywhere. The AC system and water heater are about 3 years old. There is plenty of parking in this small complex. But you will have your own assigned covered parking in the downstairs garage. In addition, there is a very large storage/work room behind the assigned garage space. The space is so large the owner has his collection of fishing rods along with beach chairs and bicycles and there is still room to spare. DON'T WAIT, CALL TODAY

340 Causeway Boulevard Unit 104, Dunedin
936 Virginia Street Unit 306, Dunedin
$169,000
2 Beds ⋅ 2 Baths ⋅ Heather Lake Apts Condo SubDv. ⋅ 34698 Zip Code
Welcome to carefree Florida living in the heart of Delightful Dunedin! This move-in-ready, third-floor condo offers the perfect blend of comfort, convenience, and lifestyle in a highly sought-after 55+ community. Enjoy your own covered parking space and beautiful water views overlooking the lakes from your air-conditioned Florida room—the perfect spot for morning coffee, afternoon relaxation, or an evening glass of wine. Inside, you’ll find a bright and inviting floor plan featuring a spacious chef’s kitchen with quartz countertops, shaker-style cabinetry, a new backsplash, and plenty of room to cook and entertain. Vinyl plank flooring flows throughout the kitchen, living room, dining area, and both bedrooms, creating a clean and cohesive look. The primary suite features peaceful water views and a private en-suite bathroom with a walk-in shower. On the opposite side of the condo, the generously sized guest bedroom offers a huge walk-in closet, brand-new bunk beds, and convenient access to the guest bathroom with a soaking tub. Additional highlights include updated windows, a new roof, an updated Eaton electrical panel, new blinds and newly retextured ceilings. Best of all, this condo comes FULLY FURNISHED—even the pots and pans stay! Just bring your toothbrush and start enjoying the Florida lifestyle from day one. The community’s heated pool and spa are just a short stroll away through the beautifully maintained, park-like grounds. Residents also enjoy a private clubhouse, fitness area, heated pool and spa, and an active social calendar. The affordable monthly fee includes cable, internet, water, sewer, trash, and more. Located within walking distance of Downtown Dunedin, TD Ballpark, Dunedin Marina, and the Pinellas Trail, this home puts some of the best that Dunedin has to offer right at your doorstep. Don’t miss this opportunity to own a beautifully updated, fully furnished condo with tranquil water views in one of Dunedin’s desirable 55+ communities!

936 Virginia Street Unit 306, Dunedin
1168 Keene Road, Dunedin
$375,000
2 Beds ⋅ 2 Baths ⋅ Brentwood Park SubDv. ⋅ 34698 Zip Code
DUNEDIN LIVING AT ITS BEST! Discover the perfect combination of a quiet neighborhood setting and an unbeatable location just minutes from Downtown Dunedin. This beautifully updated 2-bedroom, 2-bath home offers a 1-car garage, a versatile bonus room ideal for a family room, home office, den, or additional living space, and a fully fenced yard (with a shed) for privacy and outdoor enjoyment. Location is everything, and this home puts you close to the best of Dunedin. Spend the day exploring Downtown Dunedin's restaurants, breweries, boutiques, galleries, parks, and entertainment, then head toward the waterfront, Dunedin Causeway, and Honeymoon Island for beautiful Gulf beaches and outdoor adventures. The nearby Pinellas Trail adds even more opportunity for walking and biking. All of this is just minutes from home, while the property itself sits in a peaceful, low-traffic neighborhood. Inside, you'll find NEW luxury vinyl plank flooring, beautifully upgraded bathrooms, crown molding, newer windows, and a NEW water heater installed in 2026. The 2020 roof includes a transferable warranty, offering added peace of mind. The kitchen features stainless steel appliances, including a BRAND NEW refrigerator and range, Interior laundry closet complete with washer and dryer. The thoughtful updates continue with a water softener, newer electrical outlets and switches, and a freshly painted garage floor. Outside, the fully fenced yard provides a private space for relaxing, entertaining, pets, or enjoying the Florida sunshine. Whether you're looking for a full-time Florida home, a seasonal retreat, or a property close to everything that makes Dunedin special, this home delivers the lifestyle, location, and updates today's buyers are looking for. Move-in ready, beautifully updated, and close to Downtown Dunedin and the Gulf Coast—this is one you won't want to miss!

1168 Keene Road, Dunedin
620 Edgewater Drive Unit 103, Dunedin
$249,900
1 Beds ⋅ 1 Baths ⋅ Edgewater Arms 1st Condo SubDv. ⋅ 34698 Zip Code
Experience the ultimate in "convenient living" with this ground floor energy efficient unit in the heart of the highly desired Dunedin! * Ideal lifestyle for everyone * Updated unit, cedar master closet, stainless steel appliances, luxury vinyl flooring, steps from laundry room * Sellers electric bill is impressive..approximately $50 a month * Fantastic amenities including heated pool, fabulous clubhouse featuring a fitness center, dining and dancing reception hall, game room, two private fishing piers, outdoor cook-out area with 2 gas grills * Unbeatable location minutes away from historical Downtown Dunedin; shops, restaurants,Pinellas Bike Trail, Blue Jays Baseball stadium, stunning beaches of Honeymoon Island and Clearwater Beach * Unparalleled coastal lifestyle

620 Edgewater Drive Unit 103, Dunedin
1104 Tarridon Court, Dunedin
$194,000
2 Beds ⋅ 1 Baths ⋅ Scotsdale Villa Condo SubDv. ⋅ 34698 Zip Code
Welcome to Scotsdale Villas III, a beautifully maintained 55+ community offering a peaceful, park-like setting in the heart of Dunedin. This move-in-ready, first-floor 2-bedroom, 1-bath villa offers 680 square feet of thoughtfully designed living space, combining extensive updates with low-maintenance Florida living. An inviting screened front porch welcomes you inside to a comfortable, well-maintained interior featuring ceiling fans, insulated Louverwood shutters, and a practical layout that makes excellent use of the space. The completely renovated kitchen features granite countertops, updated cabinetry, and beautiful conch ash-colored flooring. Hurricane-rated windows and a hurricane sliding glass door provide added peace of mind while filling the home with natural light. The sliding door opens to a screened rear patio, creating a private spot for morning coffee or relaxing at the end of the day. Both bedrooms are comfortably sized, while the beautifully renovated bathroom features a granite countertop and custom glass shower door enclosing the walk-in shower with grab bars. A stackable washer and dryer adds everyday convenience, and an outdoor storage closet provides additional space. The air-conditioning system is approximately two years old, and the home is available furnished or unfurnished. The $610 monthly HOA fee includes water, sewer, trash, internet, basic cable, roof and lawn care, property insurance, exterior pest control, and recreational amenities. Residents enjoy a clubhouse, two swimming pools—one heated—shuffleboard, sidewalks, and designated covered parking right out front. New pickleball courts are scheduled to replace the existing tennis courts in October 2026. The HOA also permits approved energy-efficient improvements, including electric-vehicle chargers and solar panels. Just beyond the community, Scotsdale Park offers walking trails, picnic areas, a scenic lake, and pavilion. And when it comes to location, this home puts some of the best of Dunedin within easy reach. Historic Downtown Dunedin is just minutes away, where locally owned boutiques, restaurants, craft breweries, waterfront destinations, farmers markets, and year-round festivals create the distinctive small-town atmosphere that makes Dunedin such a special place to call home. Baseball fans will appreciate being close to the Toronto Blue Jays spring training stadium, while outdoor enthusiasts can explore the Pinellas Trail and the area's many parks and recreational opportunities. When the beach is calling, the Dunedin Causeway provides easy access to Honeymoon Island and the beautiful waters of the Gulf, while Clearwater Beach is also within convenient reach. With downtown Dunedin, recreation, beaches, shopping, dining, and everyday conveniences all nearby, this villa offers an exceptional opportunity to enjoy the relaxed Florida lifestyle. Whether you're looking for a full-time residence or an easy-to-maintain Florida retreat, this beautifully updated Scotsdale Villas III home is ready for its next chapter. Schedule your private showing today!

1104 Tarridon Court, Dunedin
1370 Heather Ridge Boulevard Unit 104, Dunedin
$129,900
2 Beds ⋅ 1 Baths ⋅ Heather Ridge SubDv. ⋅ 34698 Zip Code
Welcome to easy Florida living in this charming first-floor condo located in a desirable 55+ community in beautiful Dunedin! Enjoy the convenience of single-level living with no stairs, along with a relaxed resort-style atmosphere. This inviting condo offers a comfortable layout and a wonderful opportunity to enjoy the best of the Florida lifestyle. Residents can take advantage of community amenities designed for relaxation and recreation, including a heated sparkling pool, cabana, grills, shuffleboard, and beautifully maintained grounds. Whether you’re enjoying a morning coffee, meeting friends by the pool, or simply relaxing at home, this community makes everyday living feel like a getaway. Conveniently located close to downtown Dunedin, shopping, dining, medical facilities, parks, the Pinellas Trail, and the beautiful Gulf beaches. Everything you need is nearby, yet the community offers a peaceful and private setting. Whether you’re looking for a full-time residence, a seasonal retreat, or a low-maintenance Florida getaway, this condo is a wonderful place to call home!

1370 Heather Ridge Boulevard Unit 104, Dunedin
9 Forbes Place Unit 412, Dunedin
$315,000
2 Beds ⋅ 2 Baths ⋅ Royal Stewart Arms SubDv. ⋅ 34698 Zip Code
ISLAND LIVING IN DUNEDIN — UPDATED CORNER-UNIT WATERFRONT RESIDENCE Welcome to Royal Stewart Arms, a distinctive 55+ waterfront community located directly on Honeymoon Island. This beautifully updated 2-bedroom, 2-bath corner residence offers 1,181 square feet of inviting living space, abundant natural light and a rare island setting. The move-in-ready interior is thoughtfully refreshed for comfortable coastal living. The remodeled kitchen features attractive cabinetry, updated finishes and newer stainless-steel appliances, while both bathrooms showcase elegant tilework and tasteful updates. Manufactured hardwood and tile flooring flow throughout the home, creating a polished, cohesive backdrop for everyday living and relaxed entertaining. Numerous major improvements have already been completed, including a brand-new A/C system, new water heater, new garbage disposal, updated electrical panel and outlets, and newer appliances. With these important updates in place, you can settle in with ease and begin enjoying the laid-back Gulf Coast lifestyle right away. As a corner unit, the residence offers additional natural light and a more open, private atmosphere. Start your mornings surrounded by the beauty of the coast, spend the day exploring the beaches and trails of nearby Honeymoon Island State Park, and return home to the comfort of your own island community. Royal Stewart Arms offers an inviting selection of amenities designed for recreation, relaxation and connection. Enjoy fishing from the community dock, challenge friends to a game of pickleball, take a refreshing swim in the pool or unwind in the sauna. The clubhouse provides a welcoming gathering space, while the community gym makes it easy to stay active without leaving home. Peaceful waterfront surroundings are paired with convenient access to downtown Dunedin’s restaurants, shops, breweries and community events. It is a setting that feels wonderfully removed from the ordinary while keeping the best of the area close at hand. Updates can enhance a home, but an irreplaceable location is something truly special. If you’re looking for a spacious, updated corner residence in one of Dunedin’s most distinctive 55+ communities, 9 Forbes Place #412 is well worth seeing. Schedule your private showing and experience the rare appeal of island living for yourself.

9 Forbes Place Unit 412, Dunedin
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