Caribbean Isles Residential Cooperative Homes under $350,000

Caribbean Isles Residential Cooperative Homes under $350,000

Welcome to Caribbean Isles Residential Cooperative, a hidden gem nestled in the heart of Apollo Beach, Florida, within the vibrant Hillsborough County. This charming subdivision offers a unique blend of tranquility and community, making it an ideal place for those seeking a relaxed lifestyle close to the beautiful Gulf Coast.

At Caribbean Isles, you’ll find a variety of homes priced under $350,000, perfect for first-time buyers, retirees, or anyone looking to downsize without compromising on quality. These well-maintained residences feature open floor plans, spacious living areas, and inviting outdoor spaces, ideal for enjoying the warm Florida sunshine. Many homes come with modern amenities and updates, ensuring comfort and convenience at every turn.

Living in Caribbean Isles means embracing a lifestyle rich in leisure and recreation. Residents have access to a range of community amenities, including a sparkling pool, clubhouse, and scenic walking trails. The cooperative atmosphere fosters a sense of belonging, with friendly neighbors and community events that bring everyone together.

Location is key, and Caribbean Isles doesn’t disappoint. Just a stone’s throw away, you’ll find beautiful beaches, parks, and waterfront dining options. With easy access to major highways, commuting to nearby cities like Tampa and St. Petersburg is a breeze, making it an ideal spot for both work and play.

Discover the charm of Caribbean Isles Residential Cooperative, where affordable living meets a vibrant community, and make your dream of Florida living a reality!

Newest Caribbean Isles Residential Cooperative Homes under $350,000

113 W Saint Lucia Loop, Apollo Beach
$135,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
This charming 2 bedroom, 2 bath home is updated and waiting for you to move in and start your retirement! The Primary bedroom includes an ensuite bath and large walk-in closet. The versatile Florida room is great for doing crafts, gathering to cheer on our local sports teams or it even provides extra room for friends or family to relax and enjoy their visit! The spacious screened porch is great for outdoor get-togethers and the adjoining 10x10 shed provides plenty of room for storage, a workshop plus your washer and dryer. If you're an outdoor enthusiast, you'll appreciate our kayaking and boat launch facilities. Our canal system offers direct access to Tampa Bay. For those who enjoy friendly competition, we have bocce ball, shuffleboard courts and horseshoes. The heated community pool is heated year-round. Inside our clubhouse, you'll discover a craft room and large game room, with pool tables, card table, indoor bar shuffleboard and darts, providing opportunities for creativity and socializing. Our community has many activities throughout the year. From themed dinners to dances, there's always something exciting happening to suit your preferences and keep you engaged year-round. Our prime location, conveniently situated between Tampa and Sarasota/Bradenton, ensures that you'll have easy access to an abundance of nearby activities. Beaches and thrilling amusement parks are just a day trip away. We invite you to pay us a visit and discover for yourself why so many call Caribbean Isles home

113 W Saint Lucia Loop, Apollo Beach
260 S Port Royal Lane, Apollo Beach
$210,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
SUNSHINE, PORCH TIME AND EASY FLORIDA LIVING! This charming 2015 two-bedroom, two-bath manufactured home in 55+ Caribbean Isles Residential Cooperative is ready for someone who would rather spend their time enjoying Florida than maintaining a house. Step inside and you'll immediately notice how light, bright and cheerful this home feels. The open floor plan brings the kitchen, living room and dining area together, making the space comfortable for everyday living and entertaining. Pull up a stool at the kitchen island for breakfast or a casual meal, while the cozy dining area provides seating for two when you want to sit down and linger over dinner. Crown molding adds a polished finishing touch, and ceiling fans in the living room and both bedrooms keep those Florida breezes moving. But the real star may be waiting just beyond the sliding glass doors — a large open back porch that practically begs you to slow down and stay awhile. Morning coffee, afternoon reading, dinner outdoors or an evening visit with friends — this is the kind of space that can quickly become your favorite “room” in the house. The primary bedroom features a wall-to-wall closet and private ensuite bath with a walk-in shower. The guest bedroom is conveniently located near the second full bath, which includes a tub/shower combination. Both bathrooms have windows for natural light, and the washer and dryer are conveniently located next to the guest bath. Blinds are already installed throughout, the home is partially furnished, and a separate storage shed gives you extra room for all those things you don't want cluttering your Florida retreat.Then there's life in Caribbean Isles Residential Cooperative, a gated, resident-owned 55+ waterfront community where your calendar can be as full — or as empty — as you want it. Enjoy the heated pool, clubhouse, games, activities, dinners, dances, boating and kayaking opportunities, or simply hop on the golf cart and visit with neighbors. There's always something happening, but relaxing is an activity here, too.Whether you're looking for a full-time retirement home or a seasonal Florida getaway, this sunny, easy-care home gives you a comfortable place to land — and a terrific back porch from which to enjoy it. Bring the flip-flops, pick your favorite porch chair, and start enjoying Florida!

260 S Port Royal Lane, Apollo Beach
242 S Port Royal Lane, Apollo Beach
$139,000
2 Beds ⋅ 1 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Trade the snow shovel for sunglasses! Whether you’re ready to retire in Florida or simply want a warm-weather escape from winter, this beautifully maintained two-bedroom, one-bath home in Caribbean Isles Residential Cooperative offers an affordable way to start living the Florida lifestyle. Easy to maintain and thoughtfully updated, this home has had many of the big-ticket improvements already completed. The HVAC was replaced in 2024, new flooring was installed in 2022, the interior was freshly painted in 2024, and new ceiling fans were added in 2025. The kitchen features a double-door refrigerator and stove with convection oven and built-in air fryer, both new in 2022. Outside, attractive latticework was added to the golf cart port and front of the home in 2025, adding privacy and curb appeal. Best of all, there are no backyard neighbors, giving you a little extra breathing room when it’s time to relax. This is the kind of home that makes Florida living easy — comfortable enough for year-round retirement, yet manageable enough to close up when the season ends. Bring the golf cart, pack the flip-flops, and leave plenty of room in the calendar for fun! Caribbean Isles is a gated, resident-owned 55+ waterfront cooperative offering the resort-style lifestyle Florida is famous for. Enjoy the heated pool, clubhouse, social events and activities, boating and kayaking access, and miles of private roads perfect for walking, biking, and golf-cart rides. And because you become a shareholder in the cooperative, there is NO LOT RENT. Conveniently located in Apollo Beach between Tampa/St. Petersburg and Sarasota/Bradenton, you’ll be close to shopping, restaurants, medical services, beaches, and plenty of Gulf Coast adventures. Why spend another winter scraping ice off the windshield when you could be deciding whether today is a pool day or a golf-cart day? Come see how affordable your Florida getaway can be!

242 S Port Royal Lane, Apollo Beach
225 S Port Royal Lane, Apollo Beach
$234,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Welcome to easy Florida living! This 2-bedroom, 2-bath home on a CORNER LOT offers a peaceful pond view, wonderful indoor/outdoor living, and major updates already completed — ROOF, HVAC and WATER HEATER all replaced in 2020! The open kitchen features a center island perfect for gathering and flows into a spacious living area and fully enclosed Florida room overlooking the lighted pond and fountain. Step outside to the rear patio, or enjoy morning coffee and neighborhood hellos from the screened front porch with Trex flooring. The primary suite includes an en-suite bath with walk-in shower, while neutral décor throughout makes it easy to add your own style. A garage provides space for your car, golf cart, workshop, hobbies, or additional storage. The home also came through the recent hurricanes with no reported impact. And then there’s the Caribbean Isles lifestyle! This gated, resident-owned 55+ waterfront cooperative offers NO LOT RENT, direct water access for boating and kayaking, a year-round heated pool, clubhouse, games, activities, dinners, dances, and plenty of opportunities to stay active and social. Four miles of private roads are perfect for walking, biking, or cruising by golf cart. Located in Apollo Beach between Tampa/St. Petersburg and Sarasota/Bradenton, you’re close to beaches, shopping, restaurants, medical services, and more. Whether you're searching for a full-time retirement home or a seasonal Florida escape, this one delivers the space, setting, updates, and lifestyle to start enjoying Florida from day one.

225 S Port Royal Lane, Apollo Beach
116 W Saint Johns Way, Apollo Beach
$124,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
WATERFRONT DREAMS START HERE! Imagine creating your own slice of Florida paradise on this affordable CANAL FRONT property in the highly sought-after Caribbean Isles Residential Cooperative, a gated, resident-owned 55+ waterfront community. Whether you choose to renovate the existing home or replace it with a beautiful new manufactured home, this property offers incredible potential at a price that's barely above the value of the share and lot alone. Even better, NEW HVAC system has already been installed, giving you a head start on your vision. Enjoy the freedom of NO LOT RENT and NO CDD fees, with a remarkably low monthly maintenance fee of just $242, making waterfront living more affordable than you ever imagined. Step into your backyard and picture adding your own private dock, then cruise through the community canals directly to Tampa Bay and the Gulf of Mexico. If you're not ready to build a dock, you'll still have easy access to the community boat and kayak launch, plus secure on-site boat storage for just $120–$250 annually. Life at Caribbean Isles is about so much more than boating. This vibrant, pet-friendly and golf-cart-friendly community offers a true resort lifestyle with a heated pool, clubhouse, library, craft room, game room, shuffleboard, bocce, and an active calendar filled with dinners, dances, clubs, and social events. Professional on-site management keeps the community beautifully maintained, while ownership includes a voting share in this welcoming resident-owned cooperative. Whether you're searching for a waterfront winter getaway, a year-round residence, or the perfect location to build your dream home, this is a rare opportunity to enjoy affordable Florida waterfront living in one of Apollo Beach's most desirable 55+ communities.

116 W Saint Johns Way, Apollo Beach
115 E Saint Annes Circle, Apollo Beach
$310,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Virtually Staged. JUST RELAX, you've found it! Welcome to waterfront living in this beautifully maintained and updated 2012 Jacobson home, where you can start your mornings watching the sunrise over the canal from an expansive screened lanai that stretches across the rear of the home. Offering two bedrooms, a dedicated office, two full baths, and comfortable indoor and outdoor living spaces, this home combines thoughtful design, stylish updates, and plenty of room to enjoy the Florida lifestyle. At the heart of the home is a gorgeous updated kitchen featuring granite countertops, stainless steel appliances, a pantry, convenient pull-out storage and beautiful features throughout. A cheerful breakfast nook provides the perfect spot for morning coffee, while the separate dining area offers plenty of space for entertaining family and friends. Neutral décor, crown molding, luxury vinyl flooring, and ceiling fans throughout create a polished, comfortable interior that is easy to make your own. The washer and dryer are conveniently located just off the hall, conveniently located close the bedrooms and guest bath. The spacious primary suite is a relaxing retreat with a large closet and private ensuite bath featuring double sinks and a walk-in shower. Guests will appreciate their own bedroom and full bath with a tub, while the separate office provides valuable additional space for working from home, hobbies, crafts, or whatever suits your lifestyle. Outdoor living is just as impressive, with TWO screened lanais, including the oversized canal-side lanai —a wonderful place to dine, entertain, relax with a good book, or simply enjoy the waterfront view. There is room for gardening, and the generous workshop/storage area is ideal for the boater, fisherman, gardener, or hobbyist who can never have too much storage. The tall carport offers clearance for a larger vehicle or boat, while the spacious parking pad provides room for several additional vehicles—and, of course, space for your must-have golf cart. Additional features include a NEW ROOF in 2026 and a water treatment system. Located in the gated, resident-owned 55+ Caribbean Isles Residential Cooperative, this home puts the affordable Florida waterfront lifestyle within reach. Enjoy a community filled with amenities, activities, boating opportunities, and neighbors who know how to enjoy the Florida sunshine. Whether you're heading out on the water, cruising the neighborhood by golf cart, tending your garden, or watching the morning sun rise over the canal from your lanai, this is a home designed for enjoying the lifestyle you deserve.

115 E Saint Annes Circle, Apollo Beach
194 S Port Royal Lane, Apollo Beach
$299,000
3 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Experience premium resort-style living in this move-in-ready home, nestled within the premier 55+ gated community of Caribbean Isles. This thoughtfully designed layout features 3 bedrooms, 2 bathrooms, and a versatile office or sitting room attached directly to the primary suite. Enjoy ultimate peace of mind with a roof replacement done in 2021 and a HVAC system installed in 2023. The open floor plan flows seamlessly through elegant French doors to an enclosed lanai, creating the perfect environment for entertaining. The pristine kitchen features newer appliances, ample cabinetry, and a spacious walk-in pantry. Retreat to the primary sanctuary, boasting an en-suite bath and a private attached sitting room. Storage is maximized throughout with walk-in closets in every bedroom, an attached rear shed, and a front garage. Embrace the Florida sunshine on your front screened porch or unwind in the private hot tub on your rear screened lanai. Exceptionally rare for this area, there is no lot rent and no CDD fee. The price includes your ownership share of the lot, keeping your monthly expenses to a low $242 maintenance fee. Residents enjoy elite amenities including a year-round heated pool, a private boat launch, a vibrant clubhouse, and full-time on-site management. Schedule your tour today to experience this vibrant home and community first-hand.

194 S Port Royal Lane, Apollo Beach
101 Saint George Court, Apollo Beach
$239,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
PEACEFUL POND VIEWS, A QUIET COURT, AND A HOME THAT’S READY TO ENJOY! Tucked away in the sought-after 55+ Caribbean Isles Residential Cooperative, this beautifully maintained 2-bedroom, 2-bath home offers a wonderful combination of Florida comfort, personality, and easy living. One of its best features is the spacious bonus room, where a wall of windows captures relaxing views of the pond and fountain—a perfect spot for a family room, hobby retreat, home office, or man cave. Step outside to the rear paver patio and enjoy the same peaceful setting with your morning coffee or an evening drink. Inside, thoughtful details give this home a character all its own. The inviting kitchen features an updated design and a window over the sink, while the dining area includes a charming built-in cabinet for display and storage. Custom woodworking, framed windows, hallway wainscoting, neutral colors, and decorative accents add warmth throughout. Laminate flooring makes upkeep easy, and the home is being offered FULLY FURNISHED and MOVE-IN READY. Both bedrooms feature walk-in closets, and a built-in Murphy bed provides convenient extra sleeping space when guests arrive. The primary bath includes a walk-in shower. Florida living continues outdoors with a screened and enclosed front porch, attractive pavered entry, rear patio, and a large storage shed with plenty of room for tools, hobbies, or beach and golf cart gear. Best of all, the home sits on a quiet court with no through traffic, just steps from the beautifully landscaped gazebo park and a quick golf cart ride to the community amenities. Caribbean Isles offers the lifestyle so many come to Florida looking for—a gated, resident-owned 55+ waterfront community with resort-style amenities, an active social atmosphere, and plenty of opportunities to enjoy the sunshine. With NO LOT RENT and a low monthly maintenance fee, this is an inviting opportunity for year-round Florida living or your own winter escape. Bring your suitcase, settle in, and start enjoying the view!

101 Saint George Court, Apollo Beach
225 N Saint Thomas Circle, Apollo Beach
$154,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
This very affordable two bedroom, two bathroom home is located in Caribbean Isles Residential Cooperative and offers the perfect setting for those beginning retirement or looking for a warm and welcoming winter retreat. With no lot rent and no CDD, and a low monthly maintenance fee, you can enjoy the comfort of ownership without the burden of high carrying costs. The primary bedroom features an ensuite bath, while a second full bathroom off the hall provides convenience for visiting family and friends. Sliding glass doors from the living room open to a fully enclosed sunporch, creating additional living space that can be used year round as a cozy den, home office, reading room, or extra sleeping area for guests. The home is partially furnished, making it easy to settle in and start enjoying the Florida lifestyle right away. Just outside the kitchen is a screened lanai, a comfortable place to enjoy your morning coffee or unwind in the evening while greeting neighbors as they stroll by on golf carts, bicycles, or walking their pets. With four miles of private roads, you can take daily walks to the clubhouse, heated pool, or lagoon park while staying active and connected. Caribbean Isles is a resident owned 55+ waterfront community designed for relaxed living, offering a clubhouse with regular social events and activities, a heated pool for year round enjoyment, shuffleboard and bocce courts, a dog park, RV and boat storage, and a private boat and kayak launch with direct access to Tampa Bay for those who enjoy time on the water. Located in Apollo Beach, the community provides convenient access to shopping, dining, medical facilities, and major highways for easy travel to Tampa, St. Petersburg, and Sarasota. This home presents an opportunity to enjoy a simpler pace, warmer winters, and a friendly, established community where neighbors become friends.

225 N Saint Thomas Circle, Apollo Beach
124 E Saint Annes Circle, Apollo Beach
$224,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
PRICED RIGHT! Make an appointment to see this gorgeous home, located in the sought-after 55+ Caribbean Isles Residential Cooperative, the purchase of which includes an ownership share in a community with NO LOT RENT or CDD! This beautifully maintained 2021-built 2-bedroom, 2-bath home offers modern construction, thoughtful design, and relaxed Florida living. Built to the highest code and HUD specifications, this home provides peace of mind along with timeless style. The open-concept kitchen and living area is bright and inviting, featuring neutral décor, attractive lighting fixtures, ceiling fans, and space for both a dining table and casual seating at the kitchen island. The home is partially furnished and impeccably cared for, making it easy to move right in. The primary bedroom includes an ensuite bath, while the second bedroom is ideal for guests or a home office. A washer and dryer are conveniently located in the hallway. As you step outside to the screened front porch, the perfect spot to enjoy your morning coffee while watching the sunrise, note the shaded sliding glass doors. You'll also note the upgraded plantation, shutters throughout the home on both the sliding door and windows. The spacious carport is tall enough to accommodate a boat, and the community also offers on-site boat and RV storage. Caribbean Isles is a pet- and golf-cart-friendly, gated community designed for both seasonal and full-time residents, featuring resort-style amenities, an active social calendar, and a true waterfront lifestyle with canals leading to Tampa Bay. The affordable monthly management fee is $242. Whether you’re looking for a refined winter retreat or a year-round home, this nearly new residence delivers comfort, quality, and an exceptional coastal lifestyle.

124 E Saint Annes Circle, Apollo Beach
123 Saint Kitts Way, Apollo Beach
$124,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
ARE YOU SEARCHING FOR AN AFFORDABLE RETIREMENT OR SEASONAL HOME? You really must check out this chance to acquire an ownership share in Caribbean Isles Residential Cooperative - one of Florida’s most desirable 55+ resident-owned waterfront communities. Here you will find the lifestyle as appealing as the homes themselves. You will pay NO LOT RENT or CDD. This fully FURNISHED, and move-in ready, residence offers an open concept layout with two bedrooms, two bathrooms, a formal living room, an eat-in kitchen, and a versatile family room which can be utilized as a third bedroom. The kitchen is fully accessorized and includes everything you need to begin enjoying your new home immediately. The primary bedroom features a large built-in closet and a private ensuite bath. Carpeted areas are Berber, known for durability and long wear, while the kitchen and bathrooms feature laminate flooring. An enclosed lanai provides the perfect spot for morning coffee, a good book, or simply enjoying peaceful Florida relaxation. Caribbean Isles is also known for its vibrant lifestyle. Residents enjoy outdoor activities, a heated pool, themed parties, game nights, dinners, and live entertainment —all centered around a clubhouse that includes a well-stocked library, craft room, and game room. It is truly a community where neighbors become friends, and every week offers something to look forward to. Caribbean Isles is located midway between Tampa/St. Petersburg and Sarasota/Bradenton on Florida’s West Coast — close to beaches, restaurants, shopping, and medical facilities. Bring your boat or RV — the community also offers on-site storage for a nominal annual fee of $120 to $250, depending on space size. If you’re seeking a place where you can simplify, socialize, and truly live — this is the opportunity you’ve been waiting for. Just pack a suitcase, and don't forget your swimsuit.

123 Saint Kitts Way, Apollo Beach
250 S Port Royal Lane, Apollo Beach
$229,900
3 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
AMAZING PRICE! Do not miss this spacious home in the resort-style 55+ resident-owned waterfront community of Caribbean Isles. If you're ready to make a move, this 1620 square foot, three-bedroom, two-bath home is ready for your seasonal enjoyment or year-round retirement. This FURNISHED and accessorized home features a large SCREENED IN LANAI, a dedicated laundry area, right off the kitchen, with ample storage and workspace, and a separate WORKSHOP with plenty of room for hobbies or DIY. The kitchen opens to the dining and living areas while maintaining a sense of separation—perfect for perfecting your cooking skills. The primary suite comfortably accommodates a king-sized bedroom set and is thoughtfully separated from the guest rooms on the opposite side of the expansive living room. A private office area, enclosed, and just off the kitchen, offers a quiet workspace or hobby nook. Additional features include HIGH CEILINGS, large windows that fill the home with natural light, and a walk-in shower. Caribbean Isles is a WATERFRONT COMMUNITY built along a series of canals, with concrete seawalls, that lead out to Tampa Bay. Residents can take advantage of BOAT AND RV STORAGE in the community lot for an affordable annual fee ranging from $120 to $250, depending on space needs. The community is GOLF CART and PET FRIENDLY. Located midway between Tampa, St. Petersburg, and Sarasota-Bradenton, and within a day trip to Orlando’s theme parks, Caribbean Isles offers both tranquility and convenience. Apollo Beach provides everything you need locally—from shopping and dining to recreational activities. There is NO LOT RENT. Ownership includes an ownership share in the resident-owned cooperative. The monthly maintenance fee of $242 covers professional management, upkeep of private roads, a boat launch, dog park, lagoon park, community amenities, and funding for replacement reserves.

250 S Port Royal Lane, Apollo Beach
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