Safety Harbor Homes under $500,000

Safety Harbor Homes under $500,000

Welcome to Safety Harbor, Florida – a hidden gem nestled in the heart of Pinellas County! This charming city, known for its picturesque waterfront and vibrant community, offers a unique blend of small-town charm and modern amenities. With its rich history, lush parks, and a welcoming atmosphere, Safety Harbor is the perfect place to call home.

Safety Harbor boasts a low crime rate, making it one of the safest places to live in the Tampa Bay area. Families and individuals alike can enjoy peace of mind while exploring the scenic parks, walking along the stunning waterfront, or indulging in the local dining scene. The city's commitment to community safety and well-being is evident in its well-maintained neighborhoods and friendly residents.

For those looking to settle down in Safety Harbor without breaking the bank, there are numerous homes available under $500,000. Whether you're searching for a cozy bungalow, a modern townhouse, or a charming single-family home, this vibrant city has something for everyone. With the real estate market offering a variety of options, you can find a property that perfectly suits your lifestyle and budget.

In addition to affordable housing, Safety Harbor provides residents with easy access to a wealth of recreational activities, including parks, playgrounds, and the famous Safety Harbor Spa. The city's close-knit community hosts various events throughout the year, fostering connections and creating lasting memories.

Discover the charm of Safety Harbor, where safety, affordability, and a strong sense of community come together to create the ideal place to live. Your dream home awaits in this delightful Florida city!

Newest Safety Harbor Homes under $500,000

1111 Thayer Street Unit 1111, Safety Harbor
$319,000
2 Beds ⋅ 2 Baths ⋅ Bay Towne SubDv. ⋅ 34695 Zip Code
Virtually Staged. Discover an exceptional opportunity to make this spacious 2-bedroom, 2-bath end-unit villa with a Florida room your own, nestled on an extra-large lot offering remarkable privacy, mature landscaping, and an enchanting terraced garden. A rare combination of outdoor space, natural beauty, and a highly desirable location makes this property particularly appealing. Step outside and experience your own peaceful garden retreat, where beautiful oak and palm trees provide a canopy of shade over terraced landscaping and paver walkways. The generous lot and end-unit positioning create an inviting sense of privacy, with plenty of opportunities to enhance the outdoor setting to suit your lifestyle. Whether you envision a lush tropical sanctuary, a quiet reading garden, or an inviting space for entertaining, the possibilities are yours to explore. Inside, the home offers a wonderful blank canvas ready for your personal style and creative touches. Cathedral ceilings and a skylight bring an airy, open feeling to the living room, while tile flooring throughout provides a practical foundation for your updates. The Florida room adds valuable flexible living space, ideal for relaxing, hobbies, or simply enjoying the surrounding greenery. MANY OF THE BIG-TICKET IMPROVEMENTS HAVE ALREADY BEEN COMPLETED! Features include a shingle roof replaced in 2015, HVAC system and water heater installed in 2016, and hurricane impact-rated windows throughout, with the exception of the guest bathroom window and sliding glass door. BAY TOWNE VILLAS IS A SOUGHT-AFTER COMMUNITY, appreciated for its affordability, low monthly maintenance fees, and outstanding Safety Harbor location. Here, you'll discover the appeal of comfortable villa living combined with the freedom to enjoy everything this vibrant waterfront community has to offer. AND THEN THERE'S SAFETY HARBOR — ONE OF TAMPA BAY'S MOST CHARMING AND DESIRABLE COMMUNITIES! Often regarded as a hidden gem of Tampa Bay, Safety Harbor offers an exceptional quality of life that blends small-town character, waterfront beauty, and an engaging sense of community. Stroll along the picturesque downtown streets, discover restaurants, boutiques, and cafés, or enjoy the waterfront park and scenic views of Old Tampa Bay. The city's walkable downtown, popular Third Friday celebrations, community events, recreational programs, and welcoming, dog-loving atmosphere create a lifestyle that residents truly appreciate. Outdoor enthusiasts will love the abundance of nearby parks, walking and biking trails, and recreational opportunities, including beautiful Philippe Park along the waterfront. LOCATION IS EVERYTHING! Enjoy convenient access to the bay, Philippe Parkway, and downtown Safety Harbor, along with easy connections to Tampa International Airport, St. Pete-Clearwater International Airport, Clearwater, Tampa, St. Petersburg, and the Gulf Coast's world-class beaches. Whether commuting, traveling, dining out, or exploring the outdoors, you're ideally positioned to enjoy the best of the Tampa Bay area. A RARE OPPORTUNITY TO CREATE SOMETHING SPECIAL IN A LOCATION THAT NEVER GOES OUT OF STYLE! With its oversized lot, shaded garden setting, end-unit privacy, important system updates, and desirable community, this villa offers the perfect opportunity to personalize a home in one of Pinellas County's most beloved waterfront towns. Bring your vision, add your finishing touches, and discover the Safety Harbor lifestyle!

1111 Thayer Street Unit 1111, Safety Harbor
515 Mistletoe Court Unit B, Safety Harbor
$235,000
2 Beds ⋅ 2 Baths ⋅ Yorktown At Beacon Place SubDv. ⋅ 34695 Zip Code
GROUND FLOOR! FLOOD ZONE X!! CARPORT! STORAGE! Great condo, great location! Close to everything and FULLY REMODELED with BONUS SPACES you won't find in other units! This amazing condo is MOVE-IN READY! The beautifully updated, modern kitchen featuring a pantry and plenty of counter space leads to an an enclosed patio area with a new sliding door. This split plan provides privacy but two bedrooms and two full baths are just the beginning. An additional room can be used as an office or a THIRD BEDROOM (it has a large closest)! The open floorplan living area is accented by a bonus sunroom, perfect for relaxing or reading. This crisp, clean home has wood-look tile flooring throughout and updated baths. The spacious walk-in closet in the primary bedroom has a place for everything you need. A storage closet provides a place for bikes, beach gear, or tools. Plumbing and electrical updated in 2015-2017 according to seller. In-unit laundry! Easy access to DOWNTOWN SAFETY HARBOR, Oldsmar, Tampa Airport, Countryside mall and BEACHES! Restaurants and shopping are minutes away. Set away from the hustle and bustle yet close enough for convenience.

515 Mistletoe Court Unit B, Safety Harbor
102 Nature's Trail Unit 79, Safety Harbor
$162,500
2 Beds ⋅ 2 Baths ⋅ Briar Creek Mobile Home Community Ii Condo SubDv. ⋅ 34695 Zip Code
Rare Land-Owned Gem in beautiful Safety Harbor! Say goodbye to lot rent and hello to true property ownership with this charming [2-bedroom / 2-bathroom] manufactured home nestled on a deeded lot with a private wooded backyard. Situated in a friendly, well-maintained 55+ community, this property features mature shade trees, a bright and open floor plan, and a peaceful neighborhood vibe. Your monthly maintenance fee of $250 a month covers essential water and sewer utilities plus lawn care and lovely amenities including a heated pool, spa, clubhouse, pickleball and RV/Boat storage. This home comes with some excellent recent upgrades to the electric and plumbing systems. Enjoy a serene Florida lifestyle just minutes from the Safety Harbor Pier, marina, local parks and gorgeous beaches along with convenience of many options for dining and shopping and close access to major roadways, highways and airports.

102 Nature's Trail Unit 79, Safety Harbor
206 Hillcrest Drive, Safety Harbor
$444,000
3 Beds ⋅ 3 Baths ⋅ Country Villas-Unit Two SubDv. ⋅ 34695 Zip Code
Perfectly priced Safety Harbor Home — Outside Flood Zone, Bonus Room & Minutes from Tampa and the Beaches! This beautifully updated 3-bedroom, 2.5-bath home in the desirable Safety Harbor community delivers comfort, style, and exceptional smart features across just under 1,900 sq ft — all situated outside the flood zone for added peace of mind! The thoughtfully designed split-bedroom floor plan ensures privacy and functionality for every member of the household. A spacious air-conditioned bonus room provides outstanding versatility — perfect as a home office, media room, or hobby space. A private courtyard and covered patio create a serene and beautiful outdoor retreat ideal for relaxing and entertaining in complete privacy. Inside, stylish flooring, recessed lighting, and ceiling fans create a polished and welcoming atmosphere throughout. Modern conveniences include a tankless water heater, reverse osmosis drinking water system, whole-house water softener, and a built-in alarm system — thoughtful upgrades that elevate everyday comfort and security. The attached 2-car garage is equally impressive, featuring an epoxy floor coating, recessed lighting, a service door, additional refrigerator, and ample storage — a functional and finished space that exceeds expectations. Roof 2019. HVAC 2020. Major systems already addressed for genuine buyer confidence! Perfectly located with easy access to Tampa, Dunedin, St. Petersburg, and nearby beaches, plus local parks, golf courses, and scenic trails — a beautifully balanced lifestyle of leisure and accessibility awaits. Outside the flood zone, epoxy garage, and a prime Safety Harbor location — this home is a wonderful find!

206 Hillcrest Drive, Safety Harbor
616 Fairmont Avenue Unit D, Safety Harbor
$199,999
2 Beds ⋅ 2 Baths ⋅ Yorktown At Beacon Place SubDv. ⋅ 34695 Zip Code
Welcome to Yorktown in beautiful Safety Harbor! Nestled within a charming community shaded by majestic oak trees, this lovingly maintained residence offers an inviting blend of comfort, space, and an exceptional lifestyle. Enjoy community amenities including a large swimming pool overlooking a tranquil pond with a gazebo as well as shuffleboard courts. Just a short walk away, Marshall Street Park offers basketball, tennis, pickleball, a playground, and scenic walking trails. Outside the unit, you’ll appreciate the convenience of a covered carport, a storage closet beneath the carport, additional storage under the stairs, and ample guest parking. Step inside to discover soaring cathedral ceilings and an expansive living and dining room filled with natural light from three large windows and a sliding glass door leading to the screened-in patio. Lovingly cared for over the past three decades, this home is in near-immaculate condition and reflects years of pride of ownership. The kitchen features Whirlpool appliances, a convenient in-kitchen dining area, a pass-through window perfect for entertaining, and a laundry closet accommodating a full-sized washer and dryer. The spacious primary suite offers a charming additional cove—ideal for a cozy reading nook or sitting area—with its own access to the screened-in patio. The en-suite primary bath features a dual-sink vanity, a step-in shower, and a separate soaking tub. Ideally located just minutes from downtown Safety Harbor, you’ll enjoy easy access to local dining, entertainment, shopping, and highly rated schools. Discover the perfect combination of peaceful community living, thoughtful amenities, and a convenient location in this well-cared-for Safety Harbor gem!

616 Fairmont Avenue Unit D, Safety Harbor
1210 Hounds Run, Safety Harbor
$424,900
3 Beds ⋅ 3 Baths ⋅ Chevy Chase Condo SubDv. ⋅ 34695 Zip Code
Located in the highly desirable area of Safety Harbor, Florida, this spacious corner-unit home offers a wonderful opportunity to make it your own! Lovingly held by a long-term owner and well maintained, this home features solid-surface kitchen countertops, fresh interior paint, and a large screened-in rear porch overlooking a peaceful retention pond with a charming fountain. The spacious floor plan offers comfortable living areas, with all bedrooms conveniently located upstairs. The primary bedroom is spacious with vaulted ceiling and nice natural light, ensuite with shower only. The home could use a little TLC and love, making it the perfect opportunity to add your personal touches and create your ideal Florida retreat. Enjoy low monthly fees, a convenient location near the community pool and mailbox, and the added convenience of a washer and dryer located in the garage. Embrace the Florida lifestyle in this walkable community, Chevy Chase, where you can enjoy bike rides or strolls to charming downtown Safety Harbor, with its quaint shops, restaurants, and local attractions, as well as nearby Philippe Park. Don't miss this opportunity to own in one of Safety Harbor's most desirable areas!

1210 Hounds Run, Safety Harbor
176 Clubview Drive Unit 3, Safety Harbor
$225,000
2 Beds ⋅ 2 Baths ⋅ Briar Creek Mobile Home Community Ii Condo SubDv. ⋅ 34695 Zip Code
Welcome to your turn-key, lake front home! This open floor plan, spacious approximately 1600 square foot home has five windows facing south right on Horseshoe Lake. Its thoughtfully designed remodeled kitchen welcomes your visitors to an entertaining quartz counter top island, newer appliances, brand new Samsung glass-top range, tongue and groove ceiling and ample storage in soft close cabinets. Unlike most homes here, there is a large inside laundry room down the hallway. 2026 Samsung washer and Maytag dryer convey. Both bathrooms are updated. The primary bath has an ease-of-use walk-in shower, granite counter top vanity and tile floors. The second bath has had the sub-floor replaced, tiled shower and laminate floors with newer vanity. The surprise to this home is the original car port that has been converted to air living space adding 341 square feet to the total square footage of the home. All interior and exterior doors have been replaced. Enjoy sunsets on the paver patio next to the lake. Vinyl siding makes cleaning a breeze. Gutters on 2 sides of the home. Epoxy driveway. Landscaped on all sides. Monthly fees include water, sewer, trash, maintenance of grounds and amenities and mowing. This home is quiet, set in the rear of the community and steps away from the pool & hot tub, pickleball court, and fitness center. This active community with card games, bowling league, dances and events is waiting to meet you!

176 Clubview Drive Unit 3, Safety Harbor
620 Palm Place, Safety Harbor
$435,000
3 Beds ⋅ 1 Baths ⋅ Palm View Terrace SubDv. ⋅ 34695 Zip Code
Just five blocks from Downtown Safety Harbor, this exceptionally well-cared-for 3-bedroom home is one you won’t want to miss! From the spacious paver circular driveway to the thoughtfully updated interior, pride of ownership is evident throughout. Features include beautiful tile flooring, crown molding, impact windows, a spacious bathroom with rain showerhead, and an oversized primary bedroom. The generously sized third bedroom offers excellent flexibility as a home office, guest room, bonus room, or potential second suite. A large indoor laundry room opens to the fully fenced backyard, where you’ll find an expansive paver patio with pergola, charming garden shed, and mature fruit trees—perfect for relaxing or entertaining. Enjoy the convenience of living just blocks from Downtown Safety Harbor’s cafés, restaurants, shops, Safety Harbor Resort & Spa, waterfront paths, public library, festivals, and community events. Approximately 20 minutes to Tampa International Airport and 25 minutes to Clearwater Beach. No HOA and not in a flood zone!

620 Palm Place, Safety Harbor
1475 Palmetto Drive, Safety Harbor
$500,000
4 Beds ⋅ 4 Baths ⋅ Harbor Hill Park SubDv. ⋅ 34695 Zip Code
Investor opportunity in Safety Harbor — 1475 Palmetto Dr is a value-add property with a private pool, located in Flood Zone X (outside the Special Flood Hazard Area). The home needs updating throughout, offering the chance to build equity through renovation in an established Safety Harbor neighborhood. Convenient location: approx. 25 min to Clearwater Beach, approx. 20 min to Tampa International Airport, approx. 30 min to downtown Tampa, with Safety Harbor's waterfront parks and Main Street nearby. Sold as-is. Buyer to verify all information, including flood zone, permits, and condition.

1475 Palmetto Drive, Safety Harbor
345 Plymouth Street, Safety Harbor
$324,900
2 Beds ⋅ 1 Baths ⋅ Bay Towne SubDv. ⋅ 34695 Zip Code
Less upkeep, more Florida—this updated 2-bedroom, 1-bath villa in Safety Harbor’s Bay Towne community makes a compelling case for enjoying life beyond your to-do list. Whether you’re looking for a year-round home or a seasonal retreat, this single-story residence pairs solid block construction with thoughtful updates, smart technology, and inviting outdoor space... Inside, vaulted ceilings add an airy feel to the living and dining area, complemented by textured ceilings with the popcorn finish removed, recessed lighting, updated outlets, and a newer ceiling fan. The kitchen brings style and function together with granite countertops, a butcher-block accent, updated appliances, and reverse-osmosis filtration at the sink. The bathroom features updated vanities and tile work... The improvements reach well beyond the finishes. The seller reports a 2020 roof, hurricane-impact windows, whole-home re-piping completed in 2023, and upgraded attic insulation with a radiant barrier. The Trane HVAC system has received replacement coils and a blower, with the air handler relocated from the attic to a hall closet for easier access. A REME HALO air purification system adds another thoughtful touch... Smart lighting, Cat 6 Ethernet connections in both bedrooms and the living room, wired front and rear security cameras, and a Tesla Level 2 EV wall charger bring everyday convenience into the mix... Solar power adds another appealing benefit: enjoy renewable energy without the upfront expense of purchasing panels. The seller reports current monthly costs of approximately $106 for the solar lease plus $30 to Duke Energy—approximately $136 combined, leaving more room in the budget for enjoying Florida. The existing solar setup offers the buyer an opportunity to assume the lease, subject to provider approval. The seller also reports an option to discontinue after three years, subject to the agreement’s terms and provider confirmation. Actual electricity costs and savings vary with usage, solar production, and utility rates... Outside, an awning-covered front porch offers a welcoming place to pause, while the screened rear patio with pavers and fenced backyard invite outdoor dining, morning coffee, or a little well-earned downtime. Located in Flood Zone X, the property also offers access to a community pool. Per the seller, HOA services include lawn care, cable TV, high-speed internet, and select streaming subscriptions; buyers should confirm current coverage with the association... Then there’s the location: nearby downtown Safety Harbor offers Main Street shops, local restaurants, arts, and community events, while Philippe Park delivers shaded grounds and beautiful bay views. Enjoy the historic Safety Harbor Resort & Spa, explore local parks and trails, or head west for a Gulf beach day at Clearwater Beach, Honeymoon Island, Sand Key, Indian Rocks Beach, or Indian Shores. Access to Clearwater, Tampa, St. Petersburg, Tampa International Airport, and St. Pete–Clearwater International Airport keeps regional destinations within reach... A comfortable home base with plenty of reasons to get out and enjoy Florida—schedule your showing and discover the possibilities.

345 Plymouth Street, Safety Harbor
630 6th Avenue N, Safety Harbor
$479,000
3 Beds ⋅ 2 Baths ⋅ Blue Spgs SubDv. ⋅ 34695 Zip Code
Welcome home! Buyers - come for a tour & fall in love with this fantastic 3 bed / 2 bath home on a quiet cul-de-sac in Safety Harbor - just hitting the market! Incredible location just around the corner from Safety Harbor Elementary School, and 5 Blocks N of Safety Harbor's charming Main Street - put this one on the list to see, ASAP. Open concept living offers seamless flow from front living room .... to Dining area & Kitchen. Gorgeous WOOD-PLANK TILE flooring throughout the home - & tile in the Kitchen and guest bath. Fantastic open kitchen, with plenty of storage and 2023 appliances. Cozy Kitchen island is the perfect spot for a morning coffee. 2 Bedrooms down the hall along with the Guest bath, with the Primary suite located off the rear of the home. The Primary bedroom has a large RENOVATED EN-SUITE BATHROOM with oversized shower featuring gorgeous Pebble stone-tile flooring and rain shower. The Backyard is perfect for entertaining / gardening with large storage shed, and shade trees in the back- helping create efficiency and lower electric bills. Flood zone X! Plenty of storage along the side of home and with the 1-Car garage. LG Stackable Washer and Dryer in the garage- included. Amazing location for a starter or seasonal home in the highly sought-after downtown Safety Harbor! The new owners of this amazing home will enjoy all that the Safety Harbor lifestyle has to offer- 3rd Friday of the Month Festivals with Live Music, Sunday Markets, Backwater Provisions, The Tides Seafood and Market, Gigglewaters, a new Frenchy's restaurant, Byrd's Nest and Seersucker Sassy boutique... and Haven House coffee shop, among others! Come take a look!

630 6th Avenue N, Safety Harbor
255 Los Prados Drive Unit 255, Safety Harbor
$265,000
2 Beds ⋅ 1 Baths ⋅ Los Prados Condo SubDv. ⋅ 34695 Zip Code
Discover easy, low-maintenance living in the charming Los Prados community of Safety Harbor! This second-floor, 2-bedroom, 1-bath condo offers a comfortable, practical layout with bright living and dining areas that makes everyday living feel relaxed and welcoming. Step out to your private patio, a perfect spot for morning coffee or unwinding in the evening breeze, that includes an extra storage closet. Both bedrooms offer good closet space, and the upstairs location adds a lovely sense of privacy and quiet. Added conveniences include inside laundry and assigned covered parking. One of the best parts of calling Los Prados home is the location. You're within walking distance of downtown Safety Harbor, where you can enjoy local restaurants, shops, the marina, and the community events that give this little town so much character. Back at home, residents enjoy a community pool, heated spa, peaceful ponds, and private access to Folly Farms Nature Preserve, with walking trails and garden areas to explore. The HOA fee includes water, cable, internet, sewer and trash. Whether you're looking for a full-time residence or a second home getaway, this Safety Harbor condo delivers comfort, convenience, and small-town charm. High and Dry - no flood insurance required! Schedule your showing today!

255 Los Prados Drive Unit 255, Safety Harbor
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